Paisa and Paisa · Legals
Please read this carefully — it explains what this platform is, and just as importantly, what it is not.
Paisa and Paisa is not a lender. We are not a bank, NBFC, housing finance company or any other regulated lending institution — and we never present ourselves as one.
Paisa and Paisa operates a loan aggregation and financial lead-generation website. Our function is limited to presenting loan categories, collecting enquiries through structured forms, reviewing enquiries for internal fit, and facilitating connections between customers and independent lending partners (banks, NBFCs and other financial institutions) based on stated requirements and consent.
Loan amounts, interest rate ranges, tenure options, eligibility parameters, processing timelines and all other figures displayed anywhere on this platform — including on product pages and in the EMI calculator — are indicative and illustrative, subject to change without notice. They must not be treated as quotes, offers or financial advice. Actual values will be communicated exclusively by the lending partner.
EMI calculator results are mathematical estimates based solely on the inputs you provide. They exclude lender-specific charges such as processing fees, insurance premiums, documentation charges and taxes, and do not account for floating-rate variations over time.
A calculator informs, it never promises. Treat any figure as a starting point, not a quote.
Content on this platform is general information for convenience only. It does not constitute financial, investment, legal or tax advice, nor a recommendation of any product or institution. You should independently evaluate your requirements, repayment capacity and options, and consult qualified professionals where appropriate before making borrowing decisions.
The platform may reference or link to third-party websites and services. We do not control, endorse or assume responsibility for third-party content, accuracy, policies or practices. Interactions with lending partners and other third parties are solely at your own discretion and risk.
We strive to keep platform content accurate and current but make no representations or warranties of any kind, express or implied, about completeness, accuracy, reliability, suitability or availability. The platform may be modified, interrupted or discontinued at any time without notice.
To the maximum extent permitted by law, Paisa and Paisa, its team and affiliates shall not be liable for any direct, indirect, incidental, consequential or punitive loss or damage arising from use of, reliance on, or inability to use this platform, or from any interaction or transaction between you and any lending partner or third party. See our Terms & Conditions.
By submitting an enquiry, you consent to being contacted by Paisa and Paisa and/or its lending partners via phone, email, SMS or WhatsApp regarding your enquiry, notwithstanding registration on DND/NDNC lists, to the extent permitted by law. Details: Consent & Data Usage.
Questions about this disclaimer may be directed to us, or raised with our Grievance Officer — either channel works.
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Paisa and Paisa