EMI Calculator

Plan smarter. Move the sliders to instantly estimate your monthly EMI, total interest payable and overall repayment amount.

EMI Calculator

Plan smarter with a clear monthly picture

Move the sliders to instantly estimate your monthly EMI, total interest payable and overall repayment amount.

₹10,00,000
₹50K₹50L₹1Cr+
11.0%
0%18%36%
5 years
1 yr15 yrs30 yrs

Quick dips:

₹ —

your estimated monthly EMI for the selected loan

PrincipalInterest
Total Interest—
Total Repayment—
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Full Breakdown

Amortization Schedule

Month-by-month split of your EMI into principal and interest — as + reduces over the tenure.

#PaymentPrincipalInterestBalance% Paid

Rows 12–N hidden. Use the buttons to jump to the first or last few payments.

Good to Know

How Is EMI Calculated?

Your EMI depends on three things — the amount you borrow (principal), the interest rate, and how long you take to repay (tenure).

Shorter Tenure

Higher EMI but significantly lower total interest paid over the loan life.

Longer Tenure

Easier on the monthly budget, but interest accumulates over more months.

Negotiate Rates

A strong credit profile can help partners offer you better interest rates.

Prepay When Possible

Part-prepayments can reduce tenure or EMI — check lender policies first.

Results shown are estimates only. Actual EMI, rates and charges are determined by the respective lending partner.

Found a comfortable EMI?

Check your eligibility for free — it takes less than 3 minutes.

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