₹50K – ₹40L Personal Loans

Instant loans up to ₹10 Lakh

Compare, apply & track — all from your phone.

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About Loans

Borrow with a clearer picture

A loan gives you money now that you repay over an agreed period, usually with interest and any applicable fees. Personal loans are often unsecured and can help cover planned expenses or unexpected needs.

Before applying, compare the interest rate, fees, monthly EMI and total repayment. Choose an amount and tenure that fit your budget, and check the lender's terms carefully.

Paisa and Paisa helps you explore loan options from lending partners. We are not a lender; each lender sets its own eligibility criteria, approval decision and loan terms.

Explore loan options
Quick Enquiry

How much are you borrowing?

Slide to your amount, pick a loan type and drop your number — we'll match you with suitable lending partners. Free, no obligation, no spam.

₹1 Lakh
₹10,000₹10 Lakh
Enter a valid 10-digit mobile number.

Takes under 30 seconds · 100% free · No spam calls

  • Free eligibility check — no obligation
  • No spam calls, ever
  • Verified lending partner network

Check your eligibility in 30 seconds

Enter your phone number and PAN to see which loans you may qualify for — no paperwork, no spam calls, no obligation.

Enter a valid 10-digit mobile number.

Enter a valid PAN (5 letters, 4 digits, 1 letter).

Takes under 30 seconds · 100% free

Personal Loans

Quick Funds for Every Need

Get instant personal loans up to ₹40 lakh with minimal documentation and flexible repayment options. No collateral required.

Amount Range

₹50,000 to ₹40 Lakh

Tenure

Up to 6 years

Quick Approval

24-72 hours

No Collateral

Unsecured loan

Loan Spotlight

Personal Loan Details

Hover to reveal what fits your needs — explore personal loan features and benefits.

Personal Loan
Up to ₹40L Personal Loan

Quick funds for weddings, medical emergencies, travel, debt consolidation, home renovation, or any personal expense. No collateral required with minimal documentation.

  • Interest rates starting from 10.99% p.a.
  • Flexible repayment tenure up to 6 years
  • Quick approval in 24-72 hours
  • No hidden charges or processing fees
  • 100% digital application process
Explore Personal Loans →
Wedding Loan
Up to ₹25L Wedding Loan

Make your dream wedding a reality with flexible funding for venue, catering, decorations, photography, and more. Celebrate without financial stress.

  • Cover all wedding expenses under one loan
  • Repayment tenure up to 5 years
  • Quick disbursal for urgent bookings
  • No collateral required
  • Competitive interest rates
Explore Wedding Loans →
Medical Emergency Loan
Up to ₹20L Medical Emergency Loan

Immediate funds for medical emergencies, surgeries, hospitalization, and healthcare expenses. Focus on recovery while we handle the finances.

  • Quick approval within 24-48 hours
  • Cover hospital bills, medicines, and treatments
  • Flexible repayment options
  • No collateral required for eligible profiles
  • Direct disbursement to hospital or account
Explore Medical Loans →
Home Renovation Loan
Up to ₹30L Home Renovation Loan

Transform your living space with funds for repairs, remodeling, painting, furnishing, or home upgrades. Increase your home's value and comfort.

  • Finance complete renovation projects
  • Tenure up to 6 years for comfortable EMIs
  • Quick processing and approval
  • Use for furniture, fixtures, and upgrades
  • No collateral needed for smaller amounts
Explore Renovation Loans →
Debt Consolidation Loan
Up to ₹35L Debt Consolidation Loan

Combine multiple debts into one manageable loan with lower interest rates. Simplify your finances and save on interest payments.

  • Consolidate credit cards, personal loans, and other debts
  • Single EMI for easier management
  • Potentially lower overall interest rate
  • Improve credit score with timely payments
  • Flexible tenure up to 5 years
Explore Debt Consolidation →
Travel Loan
Up to ₹15L Travel Loan

Explore the world with funds for flights, hotels, tours, and travel experiences. Create unforgettable memories without financial constraints.

  • Cover flights, accommodation, and activities
  • Quick approval for spontaneous trips
  • Flexible repayment up to 4 years
  • No collateral required
  • Competitive rates for travel enthusiasts
Explore Travel Loans →
Education Loan
Up to ₹50L Education Loan

Invest in your future with funds for tuition fees, course materials, and living expenses. Pursue higher education without financial barriers.

  • Cover tuition, books, and living costs
  • Repayment starts after course completion
  • Support for Indian and international studies
  • Competitive interest rates for students
  • Flexible tenure up to 7 years
Explore Education Loans →
Featured Reels

Money Tips & Real Stories

Quick, straight-talking reels on loans, credit and smart borrowing — swipe through.

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P

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Our Network

Connect With Suitable Lending Partners

Paisa and Paisa helps customers explore loan options and facilitates connections with eligible lending / financial partners based on their requirements.

Banks

For personal loans and larger-ticket products.

NBFCs

Flexible options for personal loans & self-employed profiles.

Digital Lenders

Tech-first partners for faster small-ticket processing.

Small Finance Banks

Smaller tickets, quicker turnarounds, wider acceptance.

State Bank of India logoState Bank of India
HDFC Bank logoHDFC Bank
ICICI Bank logoICICI Bank
Axis Bank logoAxis Bank
YES Bank logoYES Bank
IndusInd Bank logoIndusInd Bank
RBL Bank logoRBL Bank
Federal Bank logoFederal Bank
Indian Bank logoIndian Bank
Bank of Baroda logoBank of Baroda
PNB logoPNB
AU Small Finance Bank logoAU Small Finance Bank
Equitas Small Finance Bank logoEquitas Small Finance Bank
Ujjivan Small Finance Bank logoUjjivan Small Finance Bank
Utkarsh Small Finance Bank logoUtkarsh Small Finance Bank
Bajaj Finserv logoBajaj Finserv
Muthoot Finance logoMuthoot Finance
Tata Capital logoTata Capital
Poonawalla Fincorp logoPoonawalla Fincorp
Cholamandalam Investment logoCholamandalam Investment
Hero FinCorp logoHero FinCorp
Lendingkart logoLendingkart
IIFL Finance logoIIFL Finance
L&T Finance logoL&T Finance
Piramal Finance logoPiramal Finance
Aditya Birla Capital logoAditya Birla Capital

We are not a lender — approvals rest solely with the respective lending partner. Logos identify institutions in our partner network; inclusion is not an endorsement, a guarantee of approval, or an offer of credit. See our Partner & Disclosure.

Know More About Our Partners
How It Works

Four Simple Steps to Funding

No branch visits, no paperwork piles. Just a smooth journey from enquiry to connection.

01

Select Your Requirement

Choose your loan type and the amount you need.

02

Share Your Details

Fill a quick, simple eligibility and application form.

03

Profile Review

Your details are reviewed based on product criteria.

04

Connect With a Partner

Eligible enquiries are connected with suitable lenders.

See the Full Process
Why Choose Us

Built for Trust & Simplicity

Simple Online Process

Apply from anywhere in minutes — fully digital journey.

Multiple Loan Options

One enquiry, access to a wide partner network of lenders.

Quick Eligibility Check

Know where you stand instantly — free of cost.

Easy Documentation

Minimal paperwork with guided document checklists.

Dedicated Assistance

A real team supporting you at every stage of the application.

Secure Data Handling

Your information stays protected and private, always.

WhatsApp Support

Get updates and answers on the channel you prefer.

Better Match Chances

We route your profile to partners best suited to approve it.

Why Choose Us — In Detail
Customer Stories

Why borrowers trust us

Real feedback from people we've helped find the right lender — no scripts, no filters.

★★★★★

"Applied on a Sunday, got a call Monday morning. My home loan was sanctioned in under three weeks — the checklist they gave me saved so much back-and-forth."

PS
Priya SharmaHome Loan · Pune
★★★★★

"I was turned away by two banks. They routed me to a partner who actually looked at my full profile — approved in four days. No spam calls before or after."

RA
Rahul AgarwalBusiness Loan · Surat
★★★★★

"The EMI estimate on the site matched my final sanction letter almost exactly. That transparency sold me — no hidden processing surprises."

MK
Meera KrishnanPersonal Loan · Coimbatore
★★★★★

"As a first-time buyer I had no idea where to begin. Having one person explain documents, valuation and timelines in plain language was a game changer."

AD
Arjun DeshmukhHome Loan · Nagpur
★★★★★

"My CIBIL was low and I'd pretty much given up. The assistance plan honestly walked me through what was possible — no false promises, just clear options."

NJ
Naveen JainPersonal Loan · Indore
★★★★★

"Vehicle loan processed start to finish on WhatsApp. I never had to visit a branch, and the partner's fee structure was laid out in writing before I signed."

VF
Vikram FernandesVehicle Loan · Bengaluru
Our Impact

Together we're making money work better for real people

0+
Loans Connected

Customers matched across 48+ regions

From personal and home loans to business and vehicle funding — matched with lending partners who fit your profile.

Real Families · Real Loans

A loan should fit your family's life — not the other way around

Home, education, a business or a first car — we help you explore options that line up with your income, your goals and your timeline. No trick terms, no pressure.

  • Plans matched to your income and tenure — not just your eligibility
  • Every fee in writing before you sign a single document
  • Support in your language through each sanction step
  • Lending partners who explain the fine print, not hide it
FAMILY STORY — BACKGROUND REMOVED 10 sec · tap to play
EMI Calculator

Plan Your Repayment

Adjust the sliders to estimate your monthly EMI before you apply.

₹10,00,000
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11.0%
0%50%100%
5 years
0%50%100%
Your Monthly EMI—
PrincipalInterest
Total Interest—
Total Repayment—
The ₹499 Plan

Low CIBIL? Rejected before?

₹499 credit profile assessment · GST included

Our mandatory ₹499 credit profile assessment assigns a dedicated specialist to your file. They try every legal avenue across partner lenders to structure an offer for you — whatever your score, and whatever the first rejection said.

  • All documentation handled
    KYC, income proof and statements prepared and corrected.
  • A 1-on-1 specialist
    One person on call and WhatsApp, not a ticket queue.
  • Multi-lender matching
    Your file compared across the full partner network.
  • Better terms negotiated
    Rate, processing fee and tenure worked in your favour.
  • Smarter repayment
    EMI sizing, prepayment and closure guidance.
  • Follow-ups to decision
    Human follow-up with lender desks until you get an answer.

₹499 applies to every loan file regardless of score or outcome. It is a service fee, not a deposit, and it is not refunded once the assessment begins. Full terms in our Terms & Conditions.

A specialist sitting with a client at a table, reviewing loan documents on a laptop
One specialist stays on your file from the first call to the final disbursement.

Ready to find your perfect loan?

Start with a free eligibility check — no obligation, no hidden charges.

Chat on WhatsApp
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