Partner &
Disclosure

Our role

Paisa and Paisa operates a digital platform for loan aggregation and financial lead generation. Our services include presenting loan categories, collecting enquiries through structured forms, reviewing enquiries for completeness and basic fit, and routing eligible enquiries to suitable lending partners from our network. We do not sanction loans, set interest rates, disburse funds, or guarantee approval of any enquiry.

About lending partners

“Lending Partners” refers to independent regulated entities — such as banks, non-banking financial companies (NBFCs) and other financial institutions — whose products may be displayed or discussed on this platform. Each partner:

• Solely determines eligibility, pricing, terms, sanctions and disbursals under its own policies.
• Is responsible for its own customer communication, agreements and servicing.
• Operates under applicable regulations, including those issued by the Reserve Bank of India where relevant.

Product names, rates and features shown are indicative and governed entirely by the respective partner’s prevailing policies.

Institutions in our partner network

The logos below identify the categories of regulated institutions we route enquiries to. Their presence indicates a network association for the purpose of lead routing only.

State Bank of India

HDFC Bank

ICICI Bank

Axis Bank

YES Bank

IndusInd Bank

RBL Bank

Federal Bank

Indian Bank

Bank of Baroda

PNB

AU Small Finance Bank

Equitas Small Finance Bank

Ujjivan Small Finance Bank

Utkarsh Small Finance Bank

Bajaj Finserv

Muthoot Finance

Tata Capital

Poonawalla Fincorp

Cholamandalam Investment

Hero FinCorp

Lendingkart

IIFL Finance

L&T Finance

Piramal Finance

Aditya Birla Capital

Listing an institution is not an endorsement, a guarantee of approval, an offer of credit, or a representation of any product’s availability. Each institution’s name, logo and marks remain the property of that institution and are used solely to identify it. No commercial relationship is implied beyond what is stated in Commercial relationship above.

Commercial relationship

We may receive fees, commissions or other compensation from lending partners in connection with qualified leads, successful disbursals or marketing arrangements. Such compensation does not influence our commitment to accurate presentation of products, nor does it constitute advice. Where specific partner arrangements require disclosure at the point of interaction, we will make them accordingly.

No guarantee of approval

Eligibility checks, reviews and partner matching improve relevance but do not guarantee approval, specific rates or amounts. Credit decisions depend solely on each lending partner’s assessment of your profile, documentation and bureau history.

Indicative content

All figures on this website — loan ranges, interest rate bands, tenures and calculator outputs — are indicative and illustrative, subject to change without notice. They do not constitute offers, quotes or commitments of any kind.

Responsible borrowing

Borrowing decisions have long-term financial consequences. We encourage customers to evaluate repayment capacity carefully, compare options, read all sanction documents thoroughly before accepting, and consult qualified advisors where needed.

For prospective partners

Lending institutions and financial product providers interested in joining our partner network can write to partners@paisaandpaisa.com. Onboarding is subject to verification of regulatory registrations and execution of appropriate agreements.

Questions?

Reach us through any of the channels below — we read everything and reply in office hours.