Personal Loan

Quick, collateral-free funds for weddings, medical emergencies, home renovation, travel, debt consolidation — or anything life throws at you.

Loan Range ₹50K – ₹40L Tenure 1 – 6 years Collateral Not Required Indicative Rate 10.5% – 24% p.a.*

Key Features

Why Choose a Personal Loan?

No collateral needed
Fully unsecured — no property, gold or guarantor required.
Minimal documentation
Basic KYC and income proofs are usually all that's needed.
End-use flexibility
Use the funds for any legitimate personal purpose.
Flexible tenures
Choose 12 to 72 months to keep EMIs comfortable.
Fast processing
Digital applications through partners can be reviewed quickly after document submission.

Loan Amount₹50,000 – ₹40 Lakhs

Tenure12 – 72 months

Indicative Interest*10.5% – 24% p.a.

Processing Fee*Varies by lender (up to ~3%)

SecurityUnsecured

Best ForSalaried & self-employed individuals

*Indicative only. Final rates, fees and approval depend on the respective lending partner's assessment.

Eligibility

Who Can Apply?

General criteria followed by most lending partners — final eligibility varies by lender.

Age 21 – 60 Years

At the time of application and within the loan tenure.

Stable Income

Typically ₹15K–₹25K+ monthly income; salaried with 6+ months on the job or self-employed with a track record.

Healthy Credit Profile

Credit score of roughly 700+ improves approval chances and rates.

Documents

What You'll Need

A precise checklist is shared after your enquiry is reviewed.

PAN Card & Aadhaar

Last 3 salary slips

Bank statements (6 months)

Employment / offer proof

Passport-size photo

Address proof (if needed)

Application Process

How It Works

Submit Your Enquiry

Fill the quick online form with your requirement and basic profile details.

Profile Review

Our team reviews your enquiry against product criteria of our partner network.

Partner Matching & Documentation

We connect eligible enquiries with a suitable lender who guides you through verification.

Approval & Disbursal

The lending partner completes assessment and, upon sanction, disburses funds directly to your account.

FAQs

Personal Loan Questions

Can I get a personal loan without a credit score?+

It's difficult but not impossible. Some partners consider applicants with limited credit history based on income stability and banking patterns, though terms may vary. A score of 700+ typically unlocks better offers.

How soon can I receive the funds?+

Once the lending partner approves and documents are complete, disbursal can happen quickly — often within 24–48 hours for digitally processed files. Timelines depend entirely on the lender.

Can I prepay my personal loan?+

Most lenders allow prepayment after a lock-in period (commonly 6–12 EMIs), sometimes with a nominal prepayment charge. The exact policy is shared transparently by the lender in the sanction letter.

Will multiple enquiries hurt my credit score?+

Checking eligibility on our platform does not trigger a hard credit pull. Hard inquiries happen later, only when a lending partner processes your formal application with your consent.