/* ===== Design Tokens ===== */
:root {
  --card: #ffffff;
  --ring: #9ca3af;
  --input: #e5e7eb;
  --muted: #f3f4f6;
  --accent: #f3f4f6;
  --border: #e5e7eb;
  --radius: 2rem;
  --primary: #111111;
  /* System monospace stack — real mono at 0 extra bytes. Do NOT point this
     at 'Rethink Sans': 32 rules (eyebrows, step/stat numbers, EMI values,
     the decorative ₹ glyphs) are monospace by intent and silently rendered
     as body text when it aliased the sans. */
  --font-mono: ui-monospace, 'SF Mono', SFMono-Regular, 'Cascadia Mono', 'Roboto Mono', Menlo, Consolas, 'Liberation Mono', monospace;
  --font-sans: 'Rethink Sans', sans-serif;
  --background: #ffffff;
  --foreground: #0a0a0a;
  --destructive: #ef4444;
  --muted-foreground: #6b7280;
  --accent-foreground: #111111;
  --primary-foreground: #ffffff;
  --shadow-opacity: 0.06;
  /* Was referenced by .amo-wrap and the story card but never defined, so both
     silently fell back to box-shadow:none. Matches the file's opacity idiom. */
  --shadow-md: 0 12px 28px -12px rgb(0 0 0 / calc(.10 + var(--shadow-opacity)));
  --grid-cols-desktop: 12;
  --grid-cols-mobile: 4;
  --grid-margin-desktop: 30px;
  --grid-margin-mobile: 18px;
  --grid-gutter: 20px;
  --grid-max-width: 1440px;
}
/* ===== Base ===== */
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { overflow-x: clip; }
body {
  font-family: var(--font-sans);
font-size: 18px;
  letter-spacing: -0.01em;
  background: #f3eddd;
  color: var(--foreground);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
.container { max-width: var(--grid-max-width); margin: 0 auto; padding: 0 var(--grid-margin-desktop); }
section { padding: 88px 0; }
h1,h2,h3,h4 { line-height: 1.2; letter-spacing: -0.03em; }
h1 { font-size: 40px; }
a { color: inherit; text-decoration: none; }
img, svg { display: block; }
.mono { font-family: var(--font-mono); }
.pt-0 { padding-top: 0 !important; }
.section-alt { background: var(--card); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
::selection { background: var(--ring); color: var(--foreground); }

/* ===== Buttons ===== */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 26px; border-radius: 999px; border: none;
  font-family: var(--font-sans); font-size: 15px; font-weight: 600;
  cursor: pointer; transition: all .2s ease; white-space: nowrap;
}
.btn-primary { background: var(--primary); color: var(--primary-foreground); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 30px -8px color-mix(in srgb, var(--primary) 60%, transparent); }
.btn-dark { background: var(--foreground); color: var(--background); }
.btn-dark:hover { transform: translateY(-2px); opacity: .9; }
.btn-outline { background: transparent; color: var(--foreground); border: 1.5px solid var(--border); }
.btn-outline:hover { border-color: var(--primary); color: var(--primary); }
.btn-lg { padding: 17px 32px; font-size: 16px; }
.btn-sm { padding: 10px 18px; font-size: 14px; }

/* ===== Header ===== */
header {
  position: sticky; top: 0; z-index: 100;
  background: color-mix(in srgb, var(--background) 82%, transparent);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border);
}
.topbar {
  background: linear-gradient(135deg, #129d33 0%, #0e7a2c 100%);
  color: #fff;
}
.topbar-inner {
  max-width: var(--grid-max-width);
  margin: 0 auto;
  padding: 0 var(--grid-margin-desktop);
  height: 38px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.topbar-left, .topbar-right { display: flex; align-items: center; gap: 16px; }
.topbar-left span, .topbar-right a {
  display: inline-flex; align-items: center; gap: 7px;
  color: #fff; font-size: 12.5px; font-weight: 600; letter-spacing: -0.01em;
  font-family: var(--font-sans); text-decoration: none;
}
.topbar-right a { opacity: .92; transition: opacity .15s; }
.topbar-right a:hover { opacity: 1; }
.tb-divider { width: 1px; height: 14px; background: rgba(255, 255, 255, .4); }
.nav { display: flex; align-items: center; height: 78px; gap: 20px; }
.logo { display: flex; align-items: center; gap: 12px; color: var(--foreground); text-decoration: none; flex-shrink: 0; }
.logo-mark {
  width: 44px; height: 44px; border-radius: 14px;
  background: linear-gradient(135deg, #1ea343 0%, #0e7a2c 100%);
  display: grid; place-items: center; color: #fff; font-weight: 800; font-size: 21px; line-height: 1;
  box-shadow: 0 10px 22px -10px rgba(30, 163, 67, .6);
  flex-shrink: 0;
}
.logo-text { display: flex; flex-direction: column; line-height: 1.1; }
.logo-text b { font-size: 18.5px; font-weight: 800; letter-spacing: -0.03em; }
.logo-text small { font-size: 10.5px; font-weight: 800; letter-spacing: .09em; text-transform: uppercase; color: #129d33; padding-top: 2px; }
.logo-img { height: 52px; width: auto; display: block; }
@media (max-width: 400px) { .logo-img { height: 38px; } }
.nav-links { display: flex; gap: 6px; list-style: none; align-items: center; margin: 0 auto; }
.nav-links > li > a, .nav-links > li > .dropdown-toggle {
  position: relative;
  display: inline-flex; align-items: center; gap: 6px;
  padding: 10px 6px;
  font-size: 15px; font-weight: 600;
  color: var(--foreground);
  background: none; border: none; cursor: pointer; font-family: var(--font-sans);
  transition: color .18s, opacity .18s;
}
.nav-links a:hover, .nav-links a.active, .dropdown-toggle:hover, .dropdown-toggle.active {
  color: var(--foreground); opacity: .55; background: none;
}
.nav-links > li > a.active, .dropdown-toggle.active { font-weight: 700; opacity: 1; }
.nav-actions { display: flex; gap: 10px; align-items: center; flex-shrink: 0; margin-left: auto; }
.btn-track {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 11px 20px; border-radius: 999px;
  border: 1.5px solid var(--border); background: transparent;
  color: var(--foreground); font-size: 14px; font-weight: 700; text-decoration: none;
  transition: border-color .18s, color .18s, transform .18s;
}
.btn-track:hover { border-color: #129d33; color: #129d33; transform: translateY(-1px); }
.btn-apply {
  display: inline-flex; align-items: center; gap: 8px;
  background: linear-gradient(135deg, #1ea343 0%, #0e7a2c 100%);
  color: #fff; border: none; cursor: pointer;
  padding: 12px 24px; border-radius: 999px;
  font-size: 14.5px; font-weight: 700; letter-spacing: -0.01em;
  box-shadow: 0 10px 24px -10px rgba(30, 163, 67, .65);
  transition: transform .2s cubic-bezier(.34, 1.56, .64, 1), box-shadow .2s;
}
.btn-apply:hover { transform: translateY(-2px); box-shadow: 0 14px 28px -8px rgba(30, 163, 67, .7); }
.hamburger { display: none; background: none; border: none; cursor: pointer; color: var(--foreground); width: 42px; height: 42px; place-items: center; border-radius: 12px; }
.hamburger:hover { background: var(--muted); }
.mobile-menu, .mobile-overlay { display: none; }

/* ===== Hero (home) ===== */
.hero { position: relative; overflow: hidden; padding: 96px 0 112px; background: #f3eddd; border-bottom: 1px solid var(--border); }
.hero::before {
  content: ''; position: absolute; top: -160px; right: -110px; width: 520px; height: 520px;
  border-radius: 50%; pointer-events: none;
  border: 1px solid color-mix(in srgb, #e630b5 30%, transparent);
  box-shadow: 0 0 0 58px color-mix(in srgb, #e630b5 7%, transparent),
              0 0 0 116px color-mix(in srgb, #e630b5 4%, transparent);
}
.hero::after {
  content: '₹'; position: absolute; bottom: -150px; left: -30px;
  font-family: var(--font-mono); font-size: 420px; line-height: 1; font-weight: 700;
  color: transparent; -webkit-text-stroke: 1.5px color-mix(in srgb, #e630b5 25%, transparent);
  pointer-events: none; user-select: none;
}
.hero-ring {
  position: absolute; top: 38%; right: 4%; width: 240px; height: 240px;
  border-radius: 50%; border: 1.5px dashed color-mix(in srgb, #e630b5 40%, transparent); pointer-events: none; z-index: 0;
}
.hero-ring b { position: absolute; inset: 0; display: grid; place-items: center; font-family: var(--font-mono); font-size: 15px; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.05fr .95fr; gap: 64px; align-items: center; }
.badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: #ffffff; color: var(--foreground);
  border: 1px solid var(--border);
  padding: 7px 16px; border-radius: 999px; font-size: 13px; font-weight: 600; margin-bottom: 24px;
  box-shadow: 0 6px 18px -8px rgb(0 0 0 / .12);
}
.badge .dot { width: 7px; height: 7px; border-radius: 50%; background: #e630b5; animation: pulse 2s infinite; }
@keyframes pulse { 50% { opacity: .35; } }
.hero h1 { font-size: 40px; font-weight: 800; margin-bottom: 20px; color: #1a1a1a; }
.hero h1 em { font-style: normal; display: inline-block; background: #e630b5; color: #ffffff; padding: 2px 18px; border-radius: 12px; letter-spacing: -0.03em; }
.hero p.lead { font-size: 26px; color: #5b5246; max-width: 480px; margin-bottom: 34px; }
.hero .btn-primary { background: #e630b5; color: #ffffff; }
.hero .btn-primary:hover { box-shadow: 0 10px 30px -8px color-mix(in srgb, #e630b5 60%, transparent); }
.hero .btn-outline { background: #ffffff; color: #1a1a1a; border: 1.5px solid #e5dfce; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 42px; }
.hero-stats { display: flex; gap: 36px; flex-wrap: wrap; }
.stat { position: relative; padding-left: 16px; }
.stat::before { content: ''; position: absolute; left: 0; top: 4px; bottom: 4px; width: 3px; background: #e630b5; }
.stat b { font-size: 24px; font-weight: 800; display: block; letter-spacing: -0.03em; color: #1a1a1a; }
.stat span { font-size: 13.5px; color: #5b5246; }
.hero-scroll {
  position: absolute; left: 50%; bottom: 26px; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-size: 10px; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--muted-foreground);
  z-index: 2;
}
.hero-scroll i { display: block; width: 1px; height: 46px; background: var(--muted-foreground); position: relative; overflow: hidden; }
.hero-scroll i::after { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 40%; background: var(--foreground); animation: scrollDrop 1.8s cubic-bezier(.4,0,.2,1) infinite; }
@keyframes scrollDrop { 0% { transform: translateY(-100%); } 60% { transform: translateY(250%); } 100% { transform: translateY(250%); } }

/* ===== Page hero (inner pages) ===== */
.page-hero { position: relative; overflow: hidden; padding: 80px 0 64px; border-bottom: 1px solid var(--border); }
.page-hero::before {
  content: ''; position: absolute; top: -170px; right: -110px; width: 440px; height: 440px;
  border-radius: 50%; pointer-events: none;
  border: 1px solid var(--border);
  box-shadow: 0 0 0 52px color-mix(in srgb, var(--foreground) 4%, transparent),
              0 0 0 104px color-mix(in srgb, var(--foreground) 3%, transparent);
}
.page-hero::after {
  content: '₹'; position: absolute; bottom: -160px; right: 30px;
  font-family: var(--font-mono); font-size: 400px; line-height: 1; font-weight: 700;
  color: transparent; -webkit-text-stroke: 1.5px var(--border);
  pointer-events: none; user-select: none;
}
.page-hero .container { position: relative; z-index: 1; }
.breadcrumb { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--muted-foreground); margin-bottom: 20px; }
.breadcrumb a:hover { color: var(--foreground); text-decoration: underline; text-underline-offset: 4px; }
.breadcrumb span.sep { opacity: .5; }
.page-hero h1 { position: relative; font-size: 40px; font-weight: 800; margin-bottom: 16px; }
.page-hero p.sub { position: relative; font-size: 26px; color: var(--muted-foreground); max-width: 620px; margin-bottom: 30px; }
.hero-chips { position: relative; display: flex; gap: 10px; flex-wrap: wrap; }
.hchip {
  display: inline-flex; align-items: center; gap: 7px;
  background: var(--card); border: 1.5px dashed var(--border); border-radius: 999px;
  padding: 9px 18px; font-size: 13.5px; font-weight: 600;
}
.hchip b { color: var(--foreground); font-weight: 800; }

/* ===== Section headers ===== */
.sec-head { text-align: center; max-width: 640px; margin: 0 auto 56px; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--font-mono); font-size: 12px; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--muted-foreground); margin-bottom: 16px;
}
.eyebrow::before { content: ''; width: 9px; height: 9px; background: var(--primary); }
.sec-head h2 { font-size: clamp(28px, 4vw, 40px); font-weight: 800; margin-bottom: 14px; letter-spacing: -0.03em; }
.sec-head h2::after { content: ''; display: block; width: 52px; height: 5px; background: var(--primary); margin: 20px auto 0; }
.sec-head p { color: var(--muted-foreground); font-size: 26px; }
.sec-head.left { text-align: left; margin-left: 0; }
.sec-head.left .eyebrow::after { content: ''; width: 72px; height: 1px; background: var(--border); }
.sec-head.left h2::after { margin: 20px 0 0; }

/* ===== Quick enquiry card ===== */
.quick-card {
  background: linear-gradient(#f7f3ec, #f7f3ec) padding-box, #ffffff border-box;
  border: 10px solid transparent; border-radius: 36px;
  padding: 30px; box-shadow: 0 20px 50px -20px rgb(0 0 0 / .14);
}
.quick-card h3 { font-size: 19px; margin-bottom: 4px; }
.quick-card > p { font-size: 13.5px; color: var(--muted-foreground); margin-bottom: 22px; }
.chip-row { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px; }
.chip {
  padding: 10px 16px; border-radius: 999px; border: 1.5px solid var(--border);
  background: transparent; color: var(--foreground); font-family: var(--font-sans);
  font-size: 13.5px; font-weight: 600; cursor: pointer; transition: all .18s;
}
.chip.active, .chip:hover { background: var(--primary); border-color: var(--primary); color: var(--primary-foreground); }
.field label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 7px; }
.field input, .field select, .field textarea {
  width: 100%; padding: 13px 16px; border-radius: 14px; border: 1.5px solid var(--input);
  background: var(--background); color: var(--foreground); font-family: var(--font-sans);
  font-size: 15px; outline: none; transition: border-color .2s, box-shadow .2s;
}
.field textarea { resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--primary); box-shadow: 0 0 0 4px color-mix(in srgb, var(--primary) 15%, transparent); }
.quick-card .btn { width: 100%; margin-top: 18px; }
.form-note { font-size: 12px; color: var(--muted-foreground); text-align: center; margin-top: 12px; display: flex; align-items: center; justify-content: center; gap: 6px; }

/* ===== Grid system =====
   1440px @ 12 columns / 30px margin / 20px gutter / stretch
   390px  @ 4  columns / 18px margin / 20px gutter / stretch */
.cat-grid, .steps, .why-grid, .blog-grid, .contact-cards {
  display: grid;
  grid-template-columns: repeat(var(--grid-cols-desktop), 1fr);
  gap: var(--grid-gutter);
}
.cat-grid > *, .blog-grid > *, .contact-cards > * { grid-column: span 4; }
.steps > *, .why-grid > * { grid-column: span 3; }
.why-grid.col3 > * { grid-column: span 4; }

/* ===== Blueprint card system (newcards.html wireframe) =====
   Geometric double-background shell: 10px white ring + warm paper field.
   Hover: fluid magenta (#e0248a) color swap + soft elevation. */
.cat-card, .step-card, .why-item, .contact-card, .blog-card {
  background: linear-gradient(#f7f3ec, #f7f3ec) padding-box, #ffffff border-box;
  border: 10px solid transparent;
  border-radius: 36px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
  transition:
    transform 0.4s cubic-bezier(0.16, 1, 0.3, 1),
    border-color 0.35s ease,
    background-color 0.35s ease,
    box-shadow 0.4s ease;
}
.cat-card:hover, .step-card:hover, .why-item:hover, .contact-card:hover, .blog-card:hover,
.cat-card:focus-visible, .blog-card:focus-visible {
  transform: translateY(-6px);
  background: #e0248a;
  border-color: #e0248a;
  box-shadow: 0 20px 44px rgba(224, 36, 138, 0.28);
  outline: none;
}
.cat-card:hover h3, .step-card:hover h3, .why-item:hover h3, .contact-card:hover h3, .blog-card:hover h3,
.cat-card:hover .cat-meta b, .contact-card:hover .val { color: #ffffff; }
.cat-card:hover p, .step-card:hover p, .why-item:hover p, .contact-card:hover p, .blog-card:hover p,
.cat-card:hover .cat-meta span, .blog-card:hover .blog-meta { color: rgba(255, 255, 255, 0.9); }
.cat-card:hover .cat-icon, .why-item:hover .cat-icon, .contact-card:hover .cat-icon { background: rgba(255,255,255,.2); color: #ffffff; }
.step-card:hover .step-num { background: #ffffff; color: #e0248a; }
.cat-card:hover .cat-actions .btn { border-color: rgba(255,255,255,.85); }
.blog-card:hover .blog-tag { color: rgba(255,255,255,.92); }

/* ===== Reusable icon badge (white field tile) ===== */
.cat-card .cat-icon, .why-item .cat-icon, .contact-card .cat-icon {
  background: #ffffff; color: #e0248a;
  box-shadow: 0 2px 10px rgba(0,0,0,.05);
}

/* ===== Loan categories ===== */
.cat-card { padding: 28px 26px; display: flex; flex-direction: column; }
.cat-icon {
  width: 52px; height: 52px; border-radius: 16px; display: grid; place-items: center;
  margin-bottom: 20px;
}
.cat-card h3 { font-size: 19px; margin-bottom: 8px; }
.cat-card p { font-size: 14px; color: var(--muted-foreground); margin-bottom: 18px; flex-grow: 1; }
.cat-meta { font-size: 13px; margin-bottom: 22px; }
.cat-meta span { display: inline-flex; align-items: center; gap: 6px; color: var(--muted-foreground); }
.cat-meta b { color: var(--foreground); font-weight: 700; }
.cat-actions { display: flex; gap: 10px; }
.cat-actions .btn {
  flex: 1; height: 48px; padding: 0 14px; border-radius: 999px;
  border: 1px solid #efeae0; background: #ffffff; color: #1a1a1a;
  font-weight: 700; box-shadow: none;
  transition: border-color .3s, background .3s, color .3s, transform .25s cubic-bezier(.34,1.56,.64,1);
}
.cat-actions .btn:hover { transform: scale(1.02); }

/* ===== Expanding image cards (hover to widen) ===== */
.expand-rail {
  display: flex;
  justify-content: center;
  align-items: stretch;
  gap: 16px;
}
.expand-card {
  position: relative;
  width: 108px;
  height: 500px;
  border-radius: 30px;
  overflow: hidden;
  cursor: pointer;
  flex-shrink: 0;
  isolation: isolate;
  box-shadow: 0 8px 22px rgba(0, 0, 0, 0.08);
  transition: width 0.6s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.5s ease;
}
.expand-card > img {
  position: absolute; inset: 0;
  width: 100%; height: 100%; object-fit: cover;
  transform: scale(1.03);
  transition: transform 1s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: -2;
}
.expand-card::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(to top, rgba(6, 10, 6, 0.85) 0%, rgba(6, 10, 6, 0.38) 42%, rgba(6, 10, 6, 0.05) 70%);
  z-index: -1;
}
.expand-body {
  position: absolute; inset: 0;
  padding: 20px 16px;
  color: #ffffff;
  display: flex; flex-direction: column;
  align-items: center; justify-content: flex-end;
  text-align: center;
}
.expand-body .expand-kicker {
  font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase;
  color: rgba(255, 255, 255, 0.75); margin-bottom: 8px;
  opacity: 0;
  transition: opacity 0.3s ease 0.28s;
}
.expand-body .expand-label {
  font-size: 17px; font-weight: 800; letter-spacing: -0.02em;
  writing-mode: vertical-rl;
  transform: rotate(180deg);
  transition: writing-mode 0.3s, transform 0.3s;
}
.expand-body .expand-more {
  max-height: 0; opacity: 0; overflow: hidden;
  transform: translateY(6px);
  transition: max-height 0.35s ease 0.22s, opacity 0.35s ease 0.3s, transform 0.35s ease 0.3s;
}
.expand-more p {
  font-size: 13.5px; line-height: 1.55; color: rgba(255, 255, 255, 0.92);
  margin: 10px 0 14px;
}
.expand-more .expand-link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: 700; color: #ffffff; text-decoration: none;
  padding: 9px 16px; border-radius: 999px;
  background: linear-gradient(135deg, #1ea343 0%, #0e7a2c 100%);
  transition: transform 0.25s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.25s ease;
}
.expand-more .expand-link:hover { transform: translateY(-2px); box-shadow: 0 10px 20px -8px rgba(30, 163, 67, 0.7); }
.expand-card:hover {
  width: 360px;
  box-shadow: 0 30px 60px -18px rgba(0, 0, 0, 0.4);
}
.expand-card:hover > img { transform: scale(1.12); }
.expand-card:hover .expand-body { align-items: flex-start; text-align: left; }
.expand-card:hover .expand-kicker { opacity: 1; }
.expand-card:hover .expand-label { writing-mode: initial; transform: none; }
.expand-card:hover .expand-more { max-height: 200px; opacity: 1; transform: translateY(0); }
.expand-card:focus-visible {
  outline: 3px solid var(--primary);
  outline-offset: 3px;
  width: 360px;
}
.expand-card:focus-visible > img { transform: scale(1.12); }
.expand-card:focus-visible .expand-body { align-items: flex-start; text-align: left; }
.expand-card:focus-visible .expand-kicker { opacity: 1; }
.expand-card:focus-visible .expand-label { writing-mode: initial; transform: none; }
.expand-card:focus-visible .expand-more { max-height: 200px; opacity: 1; transform: translateY(0); }
@media (max-width: 1100px) {
  .expand-rail {
    justify-content: flex-start;
    overflow-x: auto;
    padding-bottom: 14px;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    -ms-overflow-style: none;
  }
  .expand-rail::-webkit-scrollbar { display: none; }
  .expand-card { width: min(118px, 26vw); height: 440px; scroll-snap-align: center; }
}
@media (max-width: 720px) {
  .expand-card { width: min(96px, 24vw); height: 400px; }
}

/* ===== Steps (horizontal) ===== */
.step-card { position: relative; padding: 28px 26px; }
.step-num {
  font-family: var(--font-mono); font-size: 13px; font-weight: 700;
  width: 46px; height: 46px; border-radius: 14px; display: grid; place-items: center;
  background: var(--foreground); color: var(--background); margin-bottom: 20px;
  transition: background .35s, color .35s;
}
.step-card h3 { font-size: 17px; margin-bottom: 8px; }
.step-card p { font-size: 14px; color: var(--muted-foreground); }
.step-arrow { position: absolute; right: -22px; top: 50%; transform: translateY(-50%); color: var(--muted-foreground); z-index: 2; }
.step-card:hover .step-arrow { color: #ffffff; }

/* ===== Vertical process steps ===== */
.vsteps { max-width: 760px; margin: 0 auto; }
.vstep { display: flex; gap: 20px; position: relative; padding-bottom: 34px; }
.vstep:last-child { padding-bottom: 0; }
.vstep:not(:last-child)::before {
  content: ''; position: absolute; left: 22px; top: 48px; bottom: 6px;
  width: 2px; background: var(--ring); opacity: .45; border-radius: 2px;
}
.vstep-num {
  flex-shrink: 0; font-family: var(--font-mono); font-size: 13px; font-weight: 700;
  width: 45px; height: 45px; border-radius: 14px; display: grid; place-items: center;
  background: var(--foreground); color: var(--background);
}
.vstep h3 { font-size: 17px; margin: 9px 0 6px; }
.vstep p { font-size: 14.5px; color: var(--muted-foreground); }

/* ===== Why choose us / feature grid ===== */
.why-item { padding: 28px 24px; }
.why-item .cat-icon { width: 46px; height: 46px; margin-bottom: 16px; border-radius: 14px; }
.why-item h3 { font-size: 15.5px; margin-bottom: 6px; }
.why-item p { font-size: 13.5px; color: var(--muted-foreground); }

/* ===== Feature checklist ===== */
.feat { list-style: none; display: flex; flex-direction: column; gap: 14px; }
.feat li { display: flex; gap: 12px; align-items: flex-start; font-size: 15px; }
.feat li svg { flex-shrink: 0; color: var(--primary); margin-top: 3px; }
.feat li b { font-weight: 600; }
.feat li span { color: var(--muted-foreground); }

/* ===== Facts table ===== */
.fact-card {
  background: linear-gradient(#f7f3ec, #f7f3ec) padding-box, #ffffff border-box;
  border: 10px solid transparent; border-radius: 36px;
  padding: 18px 28px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
  transition: box-shadow .4s ease, transform .4s cubic-bezier(.16,1,.3,1);
}
.fact-card:hover { box-shadow: 0 18px 40px rgba(0,0,0,.07); }
.fact-row { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 17px 0; border-bottom: 1px dashed rgba(0,0,0,.1); font-size: 14.5px; }
.fact-row:last-child { border-bottom: none; }
.fact-row span { color: var(--muted-foreground); }
.fact-row b { text-align: right; }
.split-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 44px; align-items: start; }

/* ===== Documents checklist ===== */
.doc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.doc-item {
  display: flex; gap: 13px; align-items: center; background: #f7f3ec;
  border: 1px solid #efeae0; border-radius: 18px; padding: 18px 20px;
  font-size: 14.5px; font-weight: 500;
  transition: background .3s, color .3s, border-color .3s, transform .25s cubic-bezier(.34,1.56,.64,1);
}
.doc-item:hover { background: #e0248a; border-color: #e0248a; color: #fff; transform: translateY(-2px); }
.doc-item svg { flex-shrink: 0; color: var(--primary); transition: color .3s; }
.doc-item:hover svg { color: #fff; }

/* ===== Apply (multi-step form) ===== */
.apply-wrap { max-width: 780px; margin: 0 auto; }
.progress { display: flex; gap: 8px; margin-bottom: 34px; }
.progress-bar { flex: 1; height: 6px; border-radius: 99px; background: var(--input); overflow: hidden; }
.progress-bar i { display: block; height: 100%; width: 0%; background: var(--primary); border-radius: 99px; transition: width .4s ease; }
.apply-card {
  background: linear-gradient(#f7f3ec, #f7f3ec) padding-box, #ffffff border-box;
  border: 10px solid transparent; border-radius: 36px;
  padding: 40px; box-shadow: 0 20px 50px -20px rgb(0 0 0 / .14);
}
.form-step { display: none; }
.form-step.active { display: block; animation: fadeUp .35s ease; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }
.form-step h3 { font-size: 21px; margin-bottom: 4px; }
.form-step .sub { font-size: 14px; color: var(--muted-foreground); margin-bottom: 26px; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.grid-2 .field.full { grid-column: 1 / -1; }
.field { margin-bottom: 18px; }
.err { font-size: 12.5px; color: var(--destructive); margin-top: 5px; display: none; }
.field.invalid input, .field.invalid select { border-color: var(--destructive); }
.field.invalid .err { display: block; }
.consent { display: flex; gap: 12px; align-items: flex-start; background: #f7f3ec; border: 1px solid #efeae0; border-radius: 18px; padding: 17px 20px; font-size: 13.5px; color: var(--muted-foreground); transition: border-color .2s, background .2s; }
.consent:hover { background: #f5efdf; border-color: #e3dccb; }
.consent input { appearance: none; -webkit-appearance: none; width: 20px; height: 20px; min-width: 20px; margin-top: 2px; flex-shrink: 0; border: 1.5px solid #ccc4b2; border-radius: 7px; background: #ffffff; cursor: pointer; transition: border-color .2s, background .2s, box-shadow .2s, transform .15s; }
.consent:hover input { border-color: #a89e8a; }
.consent input:active { transform: scale(.9); }
.consent input:checked { border-color: transparent; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E"), linear-gradient(135deg, #1ea343 0%, #0e7a2c 100%); background-size: 14px 14px, cover; background-position: center, center; background-repeat: no-repeat; box-shadow: 0 6px 16px -6px rgba(30, 163, 67, .65); }
.consent input:focus-visible { outline: none; box-shadow: 0 0 0 4px color-mix(in srgb, #1ea343 22%, transparent); }
.consent a { color: var(--primary); font-weight: 600; }
.form-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 28px; }
.review-box { background: var(--muted); border-radius: 20px; padding: 22px 24px; margin-top: 8px; }
.review-box dl { display: grid; grid-template-columns: 1fr 1fr; gap: 12px 24px; font-size: 14px; }
.review-box dt { color: var(--muted-foreground); font-size: 12.5px; }
.review-box dd { font-weight: 600; }
.success { text-align: center; padding: 30px 0; display: none; }
.success.show { display: block; animation: fadeUp .4s ease; }
.success .tick {
  width: 76px; height: 76px; border-radius: 50%; background: var(--accent);
  display: grid; place-items: center; margin: 0 auto 22px; color: var(--accent-foreground);
}
.success h3 { font-size: 24px; margin-bottom: 10px; }
.success p { color: var(--muted-foreground); font-size: 15px; max-width: 420px; margin: 0 auto 8px; }
.ref-id {
  display: inline-block; font-family: var(--font-mono); font-weight: 700; font-size: 14px;
  background: var(--muted); border: 1px dashed var(--border); border-radius: 12px; padding: 10px 20px; margin: 16px 0 22px;
}

/* ===== EMI Calculator ===== */
.emi-grid { display: grid; grid-template-columns: 1fr 380px; gap: 28px; align-items: stretch; }
.emi-panel {
  background: linear-gradient(#f7f3ec, #f7f3ec) padding-box, #ffffff border-box;
  border: 10px solid transparent; border-radius: 36px; padding: 38px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
}
.slider-row { margin-bottom: 30px; }
.slider-row:last-child { margin-bottom: 0; }
.slider-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 12px; }
.slider-head label { font-size: 14px; font-weight: 600; color: var(--muted-foreground); }
.slider-val { font-family: var(--font-mono); font-weight: 700; font-size: 17px; color: var(--foreground); background: var(--muted); padding: 4px 14px; border-radius: 10px; }
input[type="range"] { width: 100%; appearance: none; -webkit-appearance: none; height: 10px; border-radius: 999px; outline: none; background: #f1edeb; box-shadow: inset var(--fill, 0px) 0 0 0 #e0248a; }
input[type="range"]::-webkit-slider-thumb { appearance: none; -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: #e0248a; border: 3px solid #ffffff; box-shadow: 0 2px 6px rgba(0, 0, 0, .15); cursor: pointer; transition: transform .15s; }
input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.12); }
input[type="range"]::-moz-range-thumb { width: 12px; height: 12px; border-radius: 50%; background: #e0248a; border: 3px solid #ffffff; box-shadow: 0 2px 6px rgba(0, 0, 0, .15); cursor: pointer; }
.progress-markers { display: flex; justify-content: space-between; margin-top: 10px; font-size: 12px; color: #a4a9b2; font-weight: 500; }
.emi-result {
  background: var(--foreground); color: var(--background); border-radius: var(--radius);
  padding: 38px 32px; display: flex; flex-direction: column; justify-content: center; gap: 22px; position: relative; overflow: hidden;
}
.emi-result::before { content: ''; position: absolute; top: -96px; right: -96px; width: 260px; height: 260px; border-radius: 50%; pointer-events: none; border: 1px solid color-mix(in srgb, var(--background) 26%, transparent); box-shadow: 0 0 0 36px color-mix(in srgb, var(--background) 8%, transparent), 0 0 0 72px color-mix(in srgb, var(--background) 5%, transparent); }
.emi-main { position: relative; }
.emi-main span { font-size: 13px; opacity: .65; display: block; margin-bottom: 4px; }
.emi-main b { font-family: var(--font-mono); font-size: clamp(30px, 3.4vw, 40px); font-weight: 700; letter-spacing: -0.02em; }
.emi-sub { position: relative; display: flex; gap: 28px; flex-wrap: wrap; }
.emi-sub div span { font-size: 12px; opacity: .65; display: block; }
.emi-sub div b { font-family: var(--font-mono); font-size: 16px; }
.split { position: relative; }
.split-bar { height: 8px; border-radius: 99px; overflow: hidden; background: color-mix(in srgb, var(--background) 14%, transparent); display: flex; margin-bottom: 8px; }
.split-bar i:first-child { background: var(--background); }
.split-bar i:last-child { background: var(--ring); }
.split-labels { display: flex; justify-content: space-between; font-size: 12px; opacity: .75; }
.emi-result .btn { position: relative; width: 100%; background: var(--background); color: var(--foreground); }

/* ===== FAQ ===== */
.faq-list { max-width: 720px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
details { background: var(--card); border: 1px solid var(--border); border-radius: 22px; overflow: hidden; transition: border-color .2s; }
details[open] { border-color: color-mix(in srgb, var(--primary) 45%, var(--border)); }
summary {
  list-style: none; cursor: pointer; padding: 22px 26px; font-weight: 600; font-size: 15.5px;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
}
summary::-webkit-details-marker { display: none; }
summary .plus { flex-shrink: 0; width: 30px; height: 30px; border-radius: 10px; background: var(--muted); display: grid; place-items: center; transition: transform .25s; font-weight: 500; }
details[open] .plus { transform: rotate(45deg); background: var(--primary); color: var(--primary-foreground); }
.faq-body { padding: 0 26px 24px; font-size: 14.5px; color: var(--muted-foreground); max-width: 92%; }

/* ===== CTA band ===== */
.cta-band {
  position: relative; overflow: hidden;
  background: var(--foreground); color: var(--background);
  border-radius: var(--radius); padding: 60px 48px; text-align: center;
}
.cta-band::before {
  content: '₹'; position: absolute; right: -30px; bottom: -130px;
  font-family: var(--font-mono); font-size: 320px; line-height: 1; font-weight: 700;
  color: transparent; -webkit-text-stroke: 1.5px color-mix(in srgb, var(--background) 16%, transparent);
  pointer-events: none; user-select: none;
}
.cta-band::after { content: ''; position: absolute; left: 0; right: 0; top: 0; height: 6px; background: var(--background); opacity: .9; }
.cta-band h2 { position: relative; font-size: clamp(26px, 3.6vw, 36px); margin-bottom: 12px; }
.cta-band p { position: relative; color: color-mix(in srgb, var(--background) 62%, transparent); margin-bottom: 28px; }
.cta-band .row { position: relative; display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.cta-band .btn-primary, .cta-band .btn-dark { background: var(--background); color: var(--foreground); }
.cta-band .btn-primary:hover, .cta-band .btn-dark:hover { transform: translateY(-2px); opacity: .92; }

/* ===== Check eligibility (slider-style green block) ===== */
.elig-panel {
  position: relative; overflow: hidden;
  background: #faf7f2; border: 1px solid var(--border);
  border-radius: var(--radius); padding: 60px 56px;
}
.elig-circle {
  position: absolute; width: 560px; height: 560px; border-radius: 50%;
  background: #eee8db; opacity: .9; top: -180px; left: -100px; pointer-events: none;
}
.elig-circle::after {
  content: ''; position: absolute; width: 300px; height: 300px; border-radius: 50%;
  background: radial-gradient(circle, rgba(230, 48, 181, .28) 0%, rgba(255, 255, 255, 0) 70%);
  top: 30%; right: -60px; pointer-events: none;
}
.elig-inner { position: relative; display: grid; grid-template-columns: 1.05fr 1fr; gap: 56px; align-items: center; }
.elig-copy { position: relative; z-index: 1; }
.pill-tag {
  display: inline-block; background: #1ea343; color: #ffffff;
  font-size: 13px; font-weight: 600; padding: 6px 16px; border-radius: 999px; margin-bottom: 22px;
}
.elig-copy h2 { font-size: clamp(28px, 3.6vw, 40px); font-weight: 800; letter-spacing: -0.03em; line-height: 1.15; margin-bottom: 16px; }
.elig-copy p { color: var(--muted-foreground); font-size: 16px; max-width: 440px; }
.elig-card {
  position: relative; z-index: 2;
  background: rgba(255, 255, 255, .55);
  -webkit-backdrop-filter: blur(18px) saturate(160%);
  backdrop-filter: blur(18px) saturate(160%);
  border: 1px solid rgba(255, 255, 255, .65);
  border-radius: 24px;
  padding: 34px;
  box-shadow: 0 16px 40px rgba(0, 0, 0, .08);
}
.elig-card form { display: flex; flex-direction: column; }
.elig-card .btn { width: 100%; margin-top: 4px; }

/* ===== Quick enquiry band: "I'm borrowing" slider + trust list ===== */
.trust-list { margin-top: 28px; list-style: none; display: flex; flex-direction: column; gap: 12px; padding-left: 0; }
.trust-list li { display: flex; align-items: center; gap: 11px; font-size: 14.5px; font-weight: 600; }
.trust-list li::before { content: ''; width: 9px; height: 9px; border-radius: 50%; background: #1ea343; box-shadow: 0 0 0 4px rgba(30, 163, 67, .16); }
.ib-card .chip.active { background: #1ea343; border-color: #1ea343; color: #fff; }
.amount-scale { display: flex; justify-content: space-between; margin-top: 6px; font-size: 12px; color: var(--muted-foreground); -webkit-user-select: none; user-select: none; }

/* ===== Quick enquiry full-width band ===== */
#borrowing { width: 100%; padding-left: 0; padding-right: 0; }
.quick-band {
  width: 100%;
  background: linear-gradient(120deg, #f8f3e9 0%, #f0f7f1 100%);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.quick-band-inner { max-width: var(--grid-max-width); margin: 0 auto; padding: 64px var(--grid-margin-desktop) 56px; }
.quick-band-head { text-align: center; max-width: 640px; margin: 0 auto 34px; }
.quick-band-head h2 { font-size: clamp(26px, 3.6vw, 38px); font-weight: 800; letter-spacing: -0.03em; line-height: 1.16; margin: 0 0 12px; }
.quick-band-head h2 em { font-style: italic; color: #1ea343; }
.quick-band-head p { color: var(--muted-foreground); font-size: 15.5px; margin: 0; }
.quick-slider { width: 100%; margin-top: 8px; }
.quick-slider .slider-head label { font-size: 15px; }
.quick-slider .slider-val { font-size: clamp(18px, 2.4vw, 24px); padding: 6px 18px; }
.quick-slider input[type="range"] { height: 14px; }
.quick-slider .amount-scale { margin-top: 8px; font-size: 13px; font-weight: 600; }
.quick-chips { justify-content: center; margin: 26px 0 0; }
.quick-chips .chip { padding: 11px 20px; }
.quick-form {
  max-width: 620px; margin: 26px auto 0; display: flex; flex-direction: column;
  background: rgba(255, 255, 255, .65); -webkit-backdrop-filter: blur(14px) saturate(150%);
  backdrop-filter: blur(14px) saturate(150%);
  border: 1px solid rgba(255, 255, 255, .8); border-radius: 22px; padding: 26px;
  box-shadow: 0 14px 34px rgba(0, 0, 0, .07);
}
.quick-form .field { margin-bottom: 0; }
.quick-form .btn { width: 100%; margin-top: 14px; }
.quick-form .form-note { margin-top: 14px; }
.quick-trust { flex-direction: row; flex-wrap: wrap; justify-content: center; gap: 12px 34px; margin-top: 30px; }
@media (max-width: 720px) {
  .quick-band-inner { padding: 48px var(--grid-margin-mobile) 44px; }
  .quick-trust { flex-direction: column; align-items: center; text-align: left; }
}

/* ===== Legal / prose ===== */
.legal-wrap { max-width: 800px; margin: 0 auto; }
.updated {
  display: inline-block; font-size: 13px; color: var(--muted-foreground);
  background: var(--muted); border-radius: 999px; padding: 7px 18px; margin-bottom: 34px;
}
.legal-wrap h2 { font-size: 21px; margin: 42px 0 14px; }
.legal-wrap h2:first-of-type { margin-top: 0; }
.legal-wrap h3 { font-size: 16px; margin: 26px 0 10px; }
.legal-wrap p { font-size: 15px; color: var(--muted-foreground); margin-bottom: 14px; }
.legal-wrap ul { padding-left: 22px; display: flex; flex-direction: column; gap: 8px; margin-bottom: 16px; }
.legal-wrap li { font-size: 15px; color: var(--muted-foreground); }
.legal-wrap a { color: var(--primary); font-weight: 600; }
.notice-box {
  background: var(--accent); border: 1px solid color-mix(in srgb, var(--primary) 25%, transparent);
  color: var(--accent-foreground); border-radius: 20px; padding: 22px 26px; font-size: 14.5px; margin: 28px 0;
}
.contact-box {
  background: var(--card); border: 1px solid var(--border); border-radius: 20px; padding: 26px; margin-top: 10px;
  display: flex; flex-direction: column; gap: 8px; font-size: 14.5px;
}
.contact-box b.name { font-size: 15.5px; }

/* ===== Contact page ===== */
.contact-cards { margin-bottom: 56px; }
.contact-card { padding: 34px 30px; text-align: center; }
.contact-card .cat-icon { margin: 0 auto 18px; width: 52px; height: 52px; border-radius: 16px; }
.contact-card h3 { font-size: 17px; margin-bottom: 6px; }
.contact-card .val { display: block; font-size: 16px; font-weight: 700; color: var(--primary); margin-bottom: 6px; text-decoration: none; }
.contact-card:hover .val { text-decoration: underline; }
.contact-card p { font-size: 13px; color: var(--muted-foreground); }
.contact-layout { display: grid; grid-template-columns: .9fr 1.1fr; gap: 44px; align-items: start; }

/* ===== Toast ===== */
.toast {
  position: fixed; bottom: 28px; left: 50%; transform: translate(-50%, 120%);
  background: var(--foreground); color: var(--background); padding: 14px 24px;
  border-radius: 999px; font-size: 14px; font-weight: 600; z-index: 200;
  transition: transform .4s cubic-bezier(.2,.9,.3,1.2); display: flex; align-items: center; gap: 10px;
  box-shadow: 0 16px 40px -12px rgb(0 0 0 / .3);
}
.toast.show { transform: translate(-50%, 0); }

/* ===== Reveal ===== */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ===== Blueprint: card rows scroll horizontally below 1180px ===== */
@media (max-width: 1180px) {
  .cat-grid, .steps, .why-grid, .blog-grid, .contact-cards {
    display: flex;
    overflow-x: auto;
    padding-bottom: 16px;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    -ms-overflow-style: none;
  }
  .cat-grid::-webkit-scrollbar, .steps::-webkit-scrollbar, .why-grid::-webkit-scrollbar,
  .blog-grid::-webkit-scrollbar, .contact-cards::-webkit-scrollbar { display: none; }
  .cat-grid > *, .steps > *, .why-grid > *, .blog-grid > *, .contact-cards > * {
    min-width: 290px; flex-shrink: 0; scroll-snap-align: start;
  }
  .steps { display: flex; }
}

/* ===== Responsive ===== */
@media (max-width: 1020px) {
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .hero p.lead { max-width: 100%; }
  .doc-grid { grid-template-columns: repeat(2, 1fr); }
  .step-arrow { display: none; }
  .emi-grid { grid-template-columns: 1fr; }
  .split-grid { grid-template-columns: 1fr; gap: 32px; }
  .contact-layout { grid-template-columns: 1fr; gap: 36px; }
}

/* ===== Nav collapses to slide-in hamburger menu below 1100px ===== */
@media (max-width: 1100px) {
  .nav-links, .btn-track { display: none; }
  .hamburger { display: grid; }
  .mobile-menu, .mobile-overlay { display: block; }
  .mobile-overlay {
    position: fixed; inset: 0; z-index: 205;
    background: rgba(8, 12, 8, .48);
    opacity: 0; visibility: hidden; pointer-events: none;
    transition: opacity .3s, visibility .3s;
  }
  .mobile-overlay.open { opacity: 1; visibility: visible; pointer-events: auto; }
  .mobile-menu {
    position: fixed; top: 0; right: 0; bottom: 0; z-index: 210;
    width: min(352px, 86vw);
    background: var(--card);
    box-shadow: -24px 0 60px rgba(0, 0, 0, .18);
    display: flex; flex-direction: column;
    padding: 0 22px 26px;
    overflow-y: auto;
    transform: translateX(100%);
    visibility: hidden;
    transition: transform .32s cubic-bezier(.16, 1, .3, 1), visibility .32s;
  }
  .mobile-menu.open { transform: none; visibility: visible; }
  .m-head {
    display: flex; align-items: center; justify-content: space-between;
    padding: 18px 2px 6px; margin-bottom: 8px;
  }
  .m-head .m-title {
    font-size: 13px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase;
    color: var(--muted-foreground);
  }
  .m-close {
    width: 38px; height: 38px; border-radius: 12px; border: 1px solid var(--border);
    background: transparent; color: var(--foreground); display: grid; place-items: center;
    cursor: pointer; transition: background .18s, color .18s;
  }
  .m-close:hover { background: var(--foreground); color: var(--background); }
  .mobile-menu .group-label { margin: 20px 2px 8px; }
  .mobile-menu .group-label:first-child { margin-top: 4px; }
  .mobile-menu > a {
    display: flex; align-items: center;
    padding: 13px 16px; border-radius: 14px;
    font-weight: 600; font-size: 15.5px; color: var(--foreground); text-decoration: none;
    border: 1px solid transparent;
    transition: background .18s, color .18s, border-color .18s;
  }
  .mobile-menu > a:hover { background: var(--muted); }
  .mobile-menu .btn { margin-top: 20px; }
  body:has(.mobile-menu.open) { overflow: hidden; }
}

/* ===== Small phones: keep logo + Apply CTA + hamburger on one line ===== */
@media (max-width: 520px) {
  .nav { gap: 12px; }
  .logo-text b { font-size: 16px; }
  .btn-apply { padding: 10px 16px; font-size: 13px; }
  .hamburger { width: 40px; height: 40px; }
}
@media (max-width: 400px) {
  .logo-mark { width: 40px; height: 40px; font-size: 19px; }
  .logo { gap: 10px; }
  .logo-text b { font-size: 15.5px; }
  .logo-text small { font-size: 9.5px; }
  .btn-apply { padding: 10px 12px; font-size: 12.5px; }
}
@media (max-width: 350px) {
  .btn-apply { display: none; }
}

@media (max-width: 720px) {
  section { padding: 64px 0; }
  .container { padding: 0 var(--grid-margin-mobile); }
  .elig-inner { grid-template-columns: 1fr; gap: 32px; }
  .elig-panel { padding: 40px 24px; }
  .elig-card { padding: 26px 22px; }
  .topbar { display: none; }
  .cat-grid, .steps, .why-grid, .blog-grid, .contact-cards {
    grid-template-columns: repeat(var(--grid-cols-mobile), 1fr);
    gap: var(--grid-gutter);
  }
  .cat-grid > *, .steps > *, .why-grid > *, .blog-grid > *, .contact-cards > * { grid-column: span 4; }
  .doc-grid { grid-template-columns: 1fr; }
  .grid-2, .review-box dl { grid-template-columns: 1fr; }
  .apply-card { padding: 26px 22px; }
  .emi-panel { padding: 26px 22px; }
  .cta-band { padding: 40px 24px; }
  .form-nav { flex-direction: column-reverse; }
  .form-nav .btn { width: 100%; }
  .hero-ctas .btn { width: 100%; }
  .contact-cards { margin-bottom: 36px; }
}

/* ===== Nav dropdowns ===== */
.nav-item { position: relative; }
.dropdown-toggle {
  background: none; border: none; cursor: pointer; font-family: var(--font-sans);
  font-size: 14.5px; font-weight: 500; color: var(--muted-foreground);
  display: flex; align-items: center; gap: 5px; padding: 0; transition: color .2s;
}
.dropdown-toggle:hover, .dropdown-toggle.active, .nav-item.open .dropdown-toggle { color: var(--foreground); }
.dropdown-toggle.active { font-weight: 600; }
.caret { transition: transform .2s; opacity: .7; }
.nav-item.open .caret, .dropdown-toggle:hover .caret { transform: rotate(180deg); }
.nav-item.open > a { color: var(--foreground); font-weight: 600; }
.dropdown-menu {
  position: absolute; top: calc(100% + 14px); left: 50%;
  transform: translateX(-50%) translateY(8px);
  min-width: 225px; display: flex; flex-direction: column;
  background: var(--card); border: 1px solid var(--border); border-radius: 18px;
  padding: 10px; box-shadow: 0 24px 60px -20px rgb(0 0 0 / calc(.12 + var(--shadow-opacity)));
  opacity: 0; visibility: hidden; pointer-events: none;
  transition: opacity .2s ease, transform .2s ease, visibility .2s;
}
.nav-item.open .dropdown-menu {
  opacity: 1; visibility: visible; pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}
.dropdown-menu a {
  padding: 11px 15px; border-radius: 12px; font-size: 14px; font-weight: 500;
  color: var(--foreground); white-space: nowrap; transition: background .15s, color .15s;
}
.dropdown-menu a:hover { background: var(--muted); color: var(--primary); }
.dropdown-menu a:last-child { margin-top: 6px; border-top: 1px solid var(--border); border-radius: 0 0 12px 12px; color: var(--primary); font-weight: 600; }

/* ===== Mobile menu group labels ===== */
.group-label {
  font-size: 11px; font-weight: 700; letter-spacing: .09em; text-transform: uppercase;
  color: var(--muted-foreground); margin: 16px 4px 4px; display: block;
}
.mobile-menu .group-label:first-child { margin-top: 0; }

/* ===== Partner logo carousel (infinite scroll) ===== */
.partner-marquee {
  position: relative;
  overflow: hidden;
  margin-bottom: 26px;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.partner-track {
  display: flex;
  width: max-content;
  animation: partnerScroll 72s linear infinite;
}
.partner-marquee:hover .partner-track { animation-play-state: paused; }
.partner-set { display: flex; gap: 14px; padding-right: 14px; flex-shrink: 0; }
@keyframes partnerScroll { to { transform: translateX(-50%); } }
.partner-tile {
  width: 190px; height: 92px; flex-shrink: 0;
  border-radius: 22px; border: 1.5px solid #e6dfd2;
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 6px;
  background: #fff; padding: 12px 16px;
  transition: background .3s, border-color .3s, transform .25s cubic-bezier(.34,1.56,.64,1), box-shadow .3s;
}
.partner-tile:hover { background: #fff; border-color: #e0248a; transform: translateY(-2px); box-shadow: 0 14px 30px -16px rgba(224, 36, 138, .55); }
.partner-tile img {
  display: block; width: auto; max-width: 100%; height: auto; max-height: 46px;
  object-fit: contain; object-position: center;
}
.partner-tile .tile-name {
  font-size: 10.5px; font-weight: 700; letter-spacing: .05em; text-transform: uppercase;
  color: var(--muted-foreground); text-align: center; line-height: 1.2;
}
.partner-types { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

/* ===== Static partner logo wall (non-scrolling) ===== */
.logo-wall {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  gap: 14px; margin-top: 34px;
}
.logo-wall .lw {
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 7px;
  min-height: 96px; padding: 14px 14px 12px; border-radius: 20px;
  border: 1.5px solid var(--border); background: #fff;
  transition: transform .25s cubic-bezier(.34,1.56,.64,1), border-color .25s, box-shadow .25s;
}
.logo-wall .lw:hover { transform: translateY(-3px); border-color: #e0248a; box-shadow: 0 16px 32px -20px rgba(224, 36, 138, .5); }
.logo-wall .lw img { display: block; width: auto; max-width: 100%; height: auto; max-height: 40px; object-fit: contain; }
.logo-wall .lw span {
  font-size: 10.5px; font-weight: 700; letter-spacing: .05em; text-transform: uppercase;
  color: var(--muted-foreground); text-align: center; line-height: 1.2;
}
.logo-note {
  margin-top: 26px; text-align: center; font-size: 12.5px; line-height: 1.7;
  color: var(--muted-foreground);
}
@media (max-width: 640px) { .logo-wall { grid-template-columns: repeat(2, 1fr); gap: 10px; } .logo-wall .lw { min-height: 84px; padding: 12px 10px 10px; } .logo-wall .lw img { max-height: 34px; } }

/* ===== Comparison card ===== */
.compare-table { max-width: 780px; margin: 0 auto; background: var(--card); border: 1px solid var(--border); border-radius: 26px; overflow: hidden; }
.compare-row { display: grid; grid-template-columns: 1.1fr 1fr 1fr; border-bottom: 1px solid var(--border); }
.compare-row:last-child { border-bottom: none; }
.compare-row > div { padding: 17px 22px; font-size: 14.5px; }
.compare-row.head { background: var(--muted); font-weight: 700; font-size: 13.5px; }
.compare-row .label { color: var(--muted-foreground); font-size: 13.5px; }
.compare-row .win { position: relative; }
.compare-row .win::before {
  content: '\2713'; color: var(--primary); font-weight: 800; margin-right: 8px;
}

/* ===== Blog cards ===== */
.blog-card { display: flex; flex-direction: column; overflow: hidden; }
.blog-cover {
  height: 150px; background: transparent; border-bottom: 1px solid rgba(0,0,0,.06);
  display: grid; place-items: center; color: var(--foreground); transition: color .35s;
}
.blog-card:hover .blog-cover { color: rgba(255,255,255,.85); }
.blog-body { padding: 24px; display: flex; flex-direction: column; gap: 10px; flex-grow: 1; }
.blog-tag { font-size: 11.5px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; color: var(--primary); transition: color .35s; }
.blog-card h3 { font-size: 17px; line-height: 1.35; }
.blog-card p { font-size: 13.5px; color: var(--muted-foreground); flex-grow: 1; }
.blog-meta { font-size: 12px; color: var(--muted-foreground); display: flex; align-items: center; gap: 6px; }

@media (max-width: 1020px) {
  .partner-tile { width: 160px; }
  .partner-types { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 720px) {
  .partner-tile { width: 140px; }
  .partner-types { grid-template-columns: 1fr; }
  .compare-table { border-radius: 22px; }
  .compare-row > div { padding: 13px 14px; font-size: 13px; }
  .dropdown-menu { min-width: 190px; }
}

/* ===== Featured Reels / testimonial strips =====
   Shared base below is used by BOTH the reels marquee and the
   testimonial carousel (`.reel-track.t-track`), so it must stay a plain
   scroll container. Everything marquee-specific is scoped to [data-reels]. */
.reel-wrap { position: relative; }
.reel-track {
  display: flex; gap: 18px; overflow-x: auto;
  scroll-snap-type: x mandatory; padding: 6px 4px 22px;
  scrollbar-width: none; -ms-overflow-style: none; cursor: grab;
}
.reel-track::-webkit-scrollbar { display: none; }
.reel-track.dragging { cursor: grabbing; scroll-snap-type: none; }

/* --- Infinite marquee (reels only) --- */
[data-reels] {  --reel-gap: 18px; --reel-inset: 4px; }  /* page cream, so edges blend into the section */
[data-reels] .reel-wrap { position: relative; overflow: hidden; }
[data-reels] .reel-track {
  overflow: visible; scroll-snap-type: none; width: max-content; gap: 0;
  /* Horizontal padding MUST be 0 here. translateX(-50%) resolves against the
     border box, so any side padding makes the shift wider than one set and the
     loop visibly jumps by that amount. The 4px inset moves onto .reel-set,
     which the clone reproduces, keeping the -50% shift exact. */
  padding-left: 0; padding-right: 0;
  animation: reelScroll var(--reel-dur, 52s) linear infinite;
  will-change: transform;
}
/* One set of cards. JS clones this so the -50% keyframe wraps seamlessly.
   The seam between the last card of a set and the first card of its clone is
   padding-right + the clone's padding-left, so padding-right is derived as
   (gap - inset). That keeps the join exactly equal to the internal card gap
   instead of being slightly tighter or looser than every other gap. */
[data-reels] .reel-set {
  display: flex; gap: var(--reel-gap);
  padding-left: var(--reel-inset);
  padding-right: calc(var(--reel-gap) - var(--reel-inset));
}
@keyframes reelScroll { to { transform: translateX(-50%); } }

/* Hover, keyboard focus or an active drag halts the strip so the reel
   underneath the pointer can play without sliding out from under it.
   `.paused` is toggled by JS on the [data-reels] container (off-screen +
   non-marquee modes); hover/focus land on the inner .reel-wrap. */
[data-reels] .reel-wrap:hover .reel-track,
[data-reels] .reel-wrap:focus-within .reel-track,
[data-reels] .reel-wrap.paused .reel-track,
[data-reels].paused .reel-track,
[data-reels] .reel-track.dragging { animation-play-state: paused; }

/* Hover-to-play video layer. Sits above the card's poster background but
   BELOW the #reels .reel-card::before scrim (z-index:0) and the card content,
   so that existing gradient keeps the captions legible over real footage and
   no second scrim is needed. `isolation:isolate` on the card stops the
   negative z-index from escaping behind the card. */
.reel-video {
  position: absolute; inset: 0; width: 100%; height: 100%;
  object-fit: cover; z-index: -1; opacity: 0; pointer-events: none;
  transition: opacity .3s ease;
}
.reel-card.playing .reel-video { opacity: 1; }
/* Keep the absolutely-positioned layers absolute (excluded from #reels `> *`)
   and above the content raise. */
.reel-card > .reel-chip, .reel-card > .play { position: absolute; z-index: 2; }
.reel-card.playing .play { opacity: 0; }

/* Touch / narrow screens: a looping strip is unusable — there is no hover to
   pause it and nothing to grab. Fall back to the swipeable snap strip.
   Mirrored by the (hover: none), (max-width: 760px) query in main.js. */
@media (hover: none), (max-width: 760px) {
  [data-reels] .reel-track {
    animation: none; overflow-x: auto; width: auto; gap: 18px;
    scroll-snap-type: x mandatory; -webkit-overflow-scrolling: touch;
  }
  [data-reels] .reel-set { padding-right: 0; }  /* strip end: no clone follows */
  [data-reels] .reel-card { scroll-snap-align: start; }
}
.reel-card {
  position: relative; flex: 0 0 clamp(205px, 23vw, 265px);
  aspect-ratio: 9 / 16; border-radius: 26px; overflow: hidden;
  /* No pointer cursor: reels are no longer click-through-to-a-popup. Playback
     is driven by hover (desktop) or tap (touch), so the card is not a link
     target. The Follow card below is a real link and opts back in. */
  scroll-snap-align: start; border: 1px solid var(--border);
  display: flex; flex-direction: column; justify-content: flex-end;
  padding: 18px; isolation: isolate;
  transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease;
}
.reel-card.ig-follow { cursor: pointer; }
.reel-card:hover {
  transform: translateY(-6px); border-color: color-mix(in srgb, var(--primary) 50%, var(--border));
  box-shadow: 0 26px 50px -22px rgb(0 0 0 / calc(.18 + var(--shadow-opacity)));
}
.reel-card:focus-visible { outline: 2px solid var(--primary); outline-offset: 3px; }
.reel-card.r2:hover { box-shadow: 6px 6px 0 -1px var(--foreground), 0 26px 50px -22px rgb(0 0 0 / calc(.18 + var(--shadow-opacity))); }
.reel-card.r1 { background: var(--muted); border-color: var(--border); }
.reel-card.r2 { background: var(--card); border: 2px solid var(--foreground); box-shadow: 6px 6px 0 -1px var(--foreground); }
.reel-card.r3 { background: var(--foreground); color: var(--background); }
.reel-card.r3 h3, .reel-card.r3 p { color: var(--background); }
.reel-card.r3 p { opacity: .75; }
.reel-card.r3 .reel-chip { background: color-mix(in srgb, var(--background) 14%, transparent); border-color: color-mix(in srgb, var(--background) 35%, transparent); color: var(--background); }
.reel-card.r3 .reel-meta { color: color-mix(in srgb, var(--background) 78%, transparent); border-top-color: color-mix(in srgb, var(--background) 30%, transparent); }
.reel-card.r3 .reel-meta span:first-child { background: color-mix(in srgb, var(--background) 16%, transparent); }
.reel-card.r3 .play { background: var(--background); color: var(--foreground); border-color: transparent; }
.reel-card.r3:hover .play { background: var(--muted); }
.reel-chip {
  position: absolute; top: 14px; left: 14px;
  font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase;
  background: color-mix(in srgb, var(--card) 62%, transparent);
  backdrop-filter: blur(6px); border: 1px solid var(--border);
  color: var(--foreground); padding: 6px 12px; border-radius: 999px;
}
.play {
  position: absolute; top: 42%; left: 50%; transform: translate(-50%, -50%);
  width: 54px; height: 54px; border-radius: 50%;
  background: color-mix(in srgb, var(--card) 45%, transparent);
  backdrop-filter: blur(6px); border: 1px solid var(--border);
  display: grid; place-items: center; color: var(--primary);
  transition: transform .2s, background .2s;
}
.reel-card:hover .play { transform: translate(-50%, -50%) scale(1.12); background: var(--primary); color: var(--primary-foreground); }
.reel-card h3 { font-size: 16px; line-height: 1.35; margin-bottom: 6px; }
.reel-card p { font-size: 12.5px; color: var(--muted-foreground); margin-bottom: 14px; }
.reel-meta {
  display: flex; justify-content: space-between; align-items: center;
  font-family: var(--font-mono); font-size: 11px; font-weight: 700;
  color: var(--muted-foreground); border-top: 1px dashed var(--border); padding-top: 12px;
}
.reel-meta span:first-child { background: var(--muted); padding: 3px 9px; border-radius: 7px; }
.car-btn {
  position: absolute; top: 44%; z-index: 5; width: 46px; height: 46px;
  border-radius: 50%; border: 1px solid var(--border); cursor: pointer;
  background: var(--card); color: var(--foreground);
  display: grid; place-items: center; box-shadow: 0 12px 30px -12px rgb(0 0 0 / .25);
  transition: all .2s;
}
.car-btn:hover:not(:disabled) { background: var(--primary); color: var(--primary-foreground); border-color: var(--primary); transform: scale(1.08); }
.car-btn:disabled { opacity: .35; cursor: default; }
.car-prev { left: -10px; }
.car-next { right: -10px; }

/* ===== Testimonial cards carousel ===== */
.t-track { align-items: stretch; }
.t-card {
  flex: 0 0 clamp(262px, 30vw, 368px);
  background: var(--card); border: 1px solid var(--border); border-radius: 24px;
  padding: 28px 28px 24px; scroll-snap-align: start;
  display: flex; flex-direction: column; gap: 14px;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.t-card:hover {
  transform: translateY(-6px);
  border-color: color-mix(in srgb, #1ea343 40%, var(--border));
  box-shadow: 0 26px 50px -22px rgb(0 0 0 / .18);
}
.t-stars { display: flex; gap: 3px; color: #f5a623; font-size: 14.5px; }
.t-quote { font-size: 15.5px; line-height: 1.68; color: var(--foreground); flex-grow: 1; }
.t-who { display: flex; align-items: center; gap: 12px; border-top: 1px dashed var(--border); padding-top: 16px; margin-top: 4px; }
.t-avatar { width: 42px; height: 42px; border-radius: 50%; background: #1ea343; color: #fff; display: grid; place-items: center; font-weight: 700; font-size: 15px; flex: none; }
.t-who b { display: block; font-size: 14.5px; }
.t-who span { font-size: 12.5px; color: var(--muted-foreground); }

@media (max-width: 720px) {
  .car-btn { display: none; }
  .reel-card { flex-basis: min(64vw, 230px); }
}

/* ===== Blog article pages ===== */
.article-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--accent); color: var(--accent-foreground);
  border: 1px solid color-mix(in srgb, var(--primary) 25%, transparent);
  padding: 7px 16px; border-radius: 999px;
  font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase;
  margin-bottom: 20px;
}
.article-meta {
  display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
  font-size: 13.5px; color: var(--muted-foreground); margin-top: 22px;
}
.article-meta span { display: inline-flex; align-items: center; gap: 7px; }
.key-box {
  background: var(--accent); border: 1px solid color-mix(in srgb, var(--primary) 25%, transparent);
  border-radius: 22px; padding: 24px 28px; margin-bottom: 40px;
}
.key-box h2 { margin-top: 0 !important; font-size: 15px !important; letter-spacing: .04em; text-transform: uppercase; color: var(--accent-foreground); }
.key-box ul { margin-bottom: 0 !important; }
.key-box li { color: var(--accent-foreground) !important; }
.stat-strip { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 26px 0; }
.stat-cell {
  background: var(--card); border: 1px solid var(--border); border-radius: 18px;
  padding: 18px 20px; text-align: center;
}
.stat-cell b { display: block; font-family: var(--font-mono); font-size: 21px; letter-spacing: -.02em; }
.stat-cell span { font-size: 12.5px; color: var(--muted-foreground); }
@media (max-width: 720px) {
  .stat-strip { grid-template-columns: 1fr; }
}

/* ===== Floating widgets: WhatsApp popup + PaisaBot ===== */
#fabStack {
  position: fixed; right: 18px; bottom: 18px; z-index: 9990;
  display: flex; flex-direction: column; gap: 12px;
}
.fab {
  width: 54px; height: 54px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  border: none; cursor: pointer; color: var(--background);
  box-shadow: 0 10px 26px rgba(0,0,0,.28);
  transition: transform .2s ease, box-shadow .2s ease;
}
.fab:hover { transform: translateY(-3px) scale(1.05); }
.fab-wa { background: #2d8a4e; color: #fff; }
.fab-wa:hover { background: #247a43; }
.fab-bot { background: var(--foreground); }
.wp-popup {
  position: fixed; right: 18px; bottom: 140px; z-index: 9991;
  width: min(330px, calc(100vw - 32px));
  background: var(--card); border: 1px solid var(--border);
  border-radius: 20px; overflow: hidden;
  box-shadow: 0 24px 60px rgba(0,0,0,.35);
  opacity: 0; transform: translateY(14px) scale(.97); pointer-events: none;
  transition: opacity .25s ease, transform .25s ease;
}
.wp-popup.open { opacity: 1; transform: none; pointer-events: auto; }
.wp-head {
  display: flex; align-items: center; justify-content: space-between;
  background: var(--foreground);
  color: var(--background); padding: 14px 16px;
}
.wp-id { display: flex; align-items: center; gap: 11px; }
.wp-avatar {
  width: 38px; height: 38px; border-radius: 8px; background: color-mix(in srgb, var(--background) 15%, transparent);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono); font-weight: 700; font-size: 17px; overflow: hidden; padding: 3px;
}
.wp-avatar img { width: auto; height: 100%; border-radius: 4px; display: block; }
.wp-head b { display: block; font-size: 14.5px; }
.wp-status { display: inline-flex; align-items: center; gap: 6px; font-size: 11.5px; opacity: .9; }
.wp-status i { width: 7px; height: 7px; border-radius: 50%; background: var(--ring); }
.wp-close { background: color-mix(in srgb, var(--background) 15%, transparent); border: none; color: var(--background); width: 28px; height: 28px; border-radius: 50%; cursor: pointer; display: flex; align-items: center; justify-content: center; }
.wp-body { padding: 16px; }
.wp-body p { margin: 0 0 12px; font-size: 13.5px; line-height: 1.5; }
.wp-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 12px; }
.wp-chips button {
  border: 1px solid var(--border); background: transparent; color: var(--foreground);
  font-size: 12.5px; font-weight: 600; padding: 7px 13px; border-radius: 999px; cursor: pointer;
  transition: all .15s ease;
}
.wp-chips button.sel, .wp-chips button:hover { border-color: var(--primary); color: var(--primary); background: color-mix(in srgb, var(--primary) 10%, transparent); }
.wp-preview {
  font-size: 12.5px; color: var(--muted-foreground);
  background: var(--muted); border-radius: 12px; padding: 10px 14px; margin-bottom: 12px;
  font-style: italic; overflow: hidden; text-overflow: ellipsis; white-space: nowrap;
}
.wp-cta {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  background: var(--foreground); color: var(--background) !important; text-decoration: none;
  font-weight: 700; font-size: 14px; padding: 12px; border-radius: 12px;
  transition: filter .15s ease;
}
.wp-cta:hover { filter: brightness(1.08); }
.wp-note { text-align: center; font-size: 11px !important; color: var(--muted-foreground) !important; margin: 10px 0 0 !important; }

.chat-win {
  position: fixed; right: 18px; bottom: 96px; z-index: 9991;
  width: min(360px, calc(100vw - 32px)); height: min(540px, calc(100vh - 130px));
  background: var(--card); border: 1px solid var(--border);
  border-radius: 20px; overflow: hidden; display: flex; flex-direction: column;
  box-shadow: 0 24px 60px rgba(0,0,0,.35);
  opacity: 0; transform: translateY(14px) scale(.97); pointer-events: none;
  transition: opacity .25s ease, transform .25s ease;
}
.chat-win.open { opacity: 1; transform: none; pointer-events: auto; }
.chat-head {
  display: flex; align-items: center; gap: 11px; padding: 13px 15px;
  background: var(--primary); color: var(--primary-foreground);
}
.chat-avatar {
  width: 38px; height: 38px; border-radius: 8px; background: color-mix(in srgb, var(--background) 15%, transparent);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono); font-weight: 700; font-size: 17px; overflow: hidden; padding: 3px;
}
.chat-avatar img { width: auto; height: 100%; border-radius: 4px; display: block; }
.chat-title b { display: block; font-size: 14.5px; }
.chat-status { display: inline-flex; align-items: center; gap: 6px; font-size: 11.5px; opacity: .9; }
.chat-status i { width: 7px; height: 7px; border-radius: 50%; background: var(--ring); }
.chat-close { margin-left: auto; background: color-mix(in srgb, var(--background) 15%, transparent); border: none; color: inherit; width: 28px; height: 28px; border-radius: 50%; cursor: pointer; display: flex; align-items: center; justify-content: center; }
.chat-body { flex: 1; overflow-y: auto; padding: 15px; display: flex; flex-direction: column; gap: 10px; }
.msg {
  max-width: 82%; padding: 10px 14px; border-radius: 16px;
  font-size: 13.5px; line-height: 1.55; animation: msgIn .25s ease;
}
@keyframes msgIn { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }
.msg.bot { background: var(--muted); color: var(--foreground); border-bottom-left-radius: 6px; align-self: flex-start; }
.msg.bot a { color: var(--primary); font-weight: 600; }
.msg.user { background: var(--primary); color: var(--primary-foreground); border-bottom-right-radius: 6px; align-self: flex-end; }
.msg.typing { display: flex; gap: 5px; align-items: center; min-height: 38px; }
.msg.typing span { width: 7px; height: 7px; border-radius: 50%; background: var(--muted-foreground); animation: dotB 1.2s infinite; }
.msg.typing span:nth-child(2) { animation-delay: .15s; }
.msg.typing span:nth-child(3) { animation-delay: .3s; }
@keyframes dotB { 0%, 60%, 100% { transform: none; opacity: .4; } 30% { transform: translateY(-4px); opacity: 1; } }
.chat-chips { display: flex; flex-wrap: wrap; gap: 7px; padding: 0 15px 10px; }
.chat-chips button {
  border: 1.5px solid color-mix(in srgb, var(--primary) 45%, transparent);
  background: transparent; color: var(--primary);
  font-size: 12px; font-weight: 600; padding: 6px 12px; border-radius: 999px; cursor: pointer;
  transition: all .15s ease;
}
.chat-chips button:hover { background: var(--primary); color: var(--primary-foreground); }
.chat-row { display: flex; gap: 9px; padding: 11px 13px; border-top: 1px solid var(--border); }
.chat-row input {
  flex: 1; border: 1px solid var(--border); background: var(--background);
  color: var(--foreground); border-radius: 999px; padding: 10px 16px; font-size: 13.5px; outline: none;
  font-family: inherit;
}
.chat-row input:focus { border-color: var(--primary); }
.chat-row button {
  width: 40px; height: 40px; border-radius: 50%; border: none; flex-shrink: 0;
  background: var(--primary); color: var(--primary-foreground); cursor: pointer;
  display: flex; align-items: center; justify-content: center;
}

/* ₹499 plan section lives in index.html's scoped block (.plan-split) */

@media (max-width: 720px) {
  #fabStack { right: 14px; bottom: 14px; }
  .wp-popup { bottom: 132px; right: 14px; }
  .chat-win { bottom: 90px; right: 14px; height: min(520px, calc(100vh - 120px)); }
}

.msg.bot svg { vertical-align: -3px; }
.article-meta svg { flex-shrink: 0; }

/* Live Instagram reel card */
.reel-card.r-live {
  background: var(--card);
  justify-content: flex-start;
  padding: 10px; gap: 9px; cursor: default;
}
.reel-card.r-live:hover { transform: none; }
.ig-head { display: flex; align-items: center; gap: 7px; padding: 4px 6px 0; font-size: 12px; }
.ig-ic {
  width: 26px; height: 26px; border-radius: 50%; flex-shrink: 0;
  display: grid; place-items: center; color: var(--background);
  background: var(--foreground);
}
.ig-andle { font-weight: 700; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.ig-tag {
  margin-left: auto; font-size: 9.5px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase;
  color: var(--muted-foreground); border: 1px solid var(--border);
  padding: 3px 8px; border-radius: 999px;
}
.r-live iframe {
  flex: 1; width: 100%; border: 0; border-radius: 18px;
  background: var(--muted); min-height: 0;
}

/* ===== Mega menu ===== */
.dropdown-toggle[aria-expanded="true"] { color: var(--foreground) !important; font-weight: 700; }
.nav-item.open .dropdown-toggle::after, .dropdown-toggle[aria-expanded="true"]::after {
  content: ''; position: absolute; left: 6px; right: 6px; bottom: 0; height: 2px;
  background: var(--foreground);
}
.mega {
  position: absolute; left: 0; right: 0; top: 100%;
  padding-top: 12px; z-index: 60;
  background: transparent;
  opacity: 0; visibility: hidden; transform: translateY(10px); pointer-events: none;
  transition: opacity .22s ease, transform .22s ease, visibility .22s;
}
.mega.open { opacity: 1; visibility: visible; transform: none; pointer-events: auto; }
.mega-inner {
  display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 14px;
  background: linear-gradient(#fbf9f5, #fbf9f5) padding-box, #ffffff border-box;
  border: 8px solid transparent; border-radius: 30px;
  padding: 14px;
  box-shadow: 0 40px 80px -28px rgb(0 0 0 / .34);
}
.mega-main { padding: 10px 8px 6px 14px; }
.mega-eyebrow {
  display: inline-flex; align-items: center; gap: 9px;
  font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase;
  color: var(--muted-foreground); margin: 0 0 12px;
}
.mega-eyebrow::before { content: ''; width: 9px; height: 9px; border-radius: 3px; background: #1ea343; box-shadow: 0 0 0 4px rgba(30, 163, 67, .15); }
.mega-items {
  display: grid; grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 4px 8px; align-content: start;
}
.mega-item {
  display: flex; align-items: center; gap: 12px;
  padding: 11px 12px; border-radius: 16px;
  transition: background .18s ease, transform .18s ease, box-shadow .18s ease;
}
.mega-item:hover {
  background: #ffffff; box-shadow: 0 12px 26px -14px rgb(0 0 0 / .28);
  transform: translateX(3px);
}
.mi-icon {
  width: 40px; height: 40px; border-radius: 13px; flex-shrink: 0;
  background: #ffffff; color: #e0248a;
  border: 1px solid #efeae0; box-shadow: 0 2px 10px rgba(0,0,0,.05);
  display: grid; place-items: center;
  transition: background .18s ease, color .18s ease, transform .2s cubic-bezier(.34,1.56,.64,1);
}
.mega-item:hover .mi-icon { background: #e0248a; color: #ffffff; border-color: transparent; transform: scale(1.06); }
.mi-tx { flex: 1; min-width: 0; }
.mi-tx b { display: block; font-size: 14.5px; font-weight: 700; margin-bottom: 2px; transition: color .18s ease; }
.mega-item:hover .mi-tx b { color: #e0248a; }
.mi-tx small { display: block; font-size: 11.5px; line-height: 1.45; color: var(--muted-foreground); }
.mi-arrow { flex-shrink: 0; color: #e0248a; opacity: 0; transform: translateX(-4px); transition: opacity .18s ease, transform .18s ease; }
.mega-item:hover .mi-arrow { opacity: 1; transform: none; }
.mega-promo {
  display: flex; flex-direction: column; overflow: hidden;
  align-self: stretch;
  background: #ffffff; border: 1px solid #efeae0;
  border-radius: 20px;
}
.mega-promo img {
  width: 100%; height: 175px; object-fit: cover; object-position: center 20%;
  display: block;
}
.mp-body { padding: 18px 18px 20px; display: flex; flex-direction: column; gap: 8px; }
.mp-badge {
  align-self: flex-start;
  font-size: 10px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase;
  color: var(--muted-foreground); border: 1px solid var(--border);
  padding: 4px 10px; border-radius: 999px;
}
.mega-promo h5 { font-size: 17px; letter-spacing: -.02em; margin: 0; }
.mega-promo p { font-size: 12.5px; line-height: 1.55; color: var(--muted-foreground); margin: 0; }
.mega-promo .btn { width: 100%; margin-top: 4px; }
.mp-row { display: flex; gap: 8px; flex-wrap: wrap; }
.mp-row .btn { flex: 1; width: auto; margin-top: 4px; }
@media (max-width: 1080px) {
  .mega-inner { grid-template-columns: minmax(0, 1fr); }
  .mega-promo { display: none; }
}

/* ===== Advanced EMI calculator ===== */
.num-row { display: flex; gap: 8px; align-items: center; margin-top: 8px; }
.num-row input {
  flex: 1; min-width: 0;
  border: 1px solid var(--border); background: var(--background); color: var(--foreground);
  font-family: var(--font-mono); font-size: 13.5px; font-weight: 600;
  padding: 9px 13px; border-radius: 10px; outline: none;
}
.num-row input:focus { border-color: var(--primary); }
.num-clear {
  width: 34px; height: 34px; flex-shrink: 0; border-radius: 10px;
  border: 1px solid var(--border); background: transparent; color: var(--muted-foreground);
  cursor: pointer; display: grid; place-items: center; transition: all .15s ease;
}
.num-clear:hover { color: var(--primary); border-color: var(--primary); background: color-mix(in srgb, var(--primary) 8%, transparent); }
.seg {
  display: flex; gap: 4px; margin-bottom: 10px;
  background: var(--muted); border-radius: 12px; padding: 4px; width: max-content;
}
.seg-btn {
  border: none; background: transparent; cursor: pointer;
  font-family: var(--font-sans); font-size: 12.5px; font-weight: 600;
  color: var(--muted-foreground); padding: 6px 16px; border-radius: 9px;
  transition: all .15s ease;
}
.seg-btn.active { background: var(--card); color: var(--primary); box-shadow: 0 1px 4px rgb(0 0 0 / calc(.06 + var(--shadow-opacity))); }
.ten-note { display: flex; align-items: center; gap: 6px; flex-wrap: wrap; font-size: 12px; margin: 10px 0 0; color: var(--muted-foreground); }
.ten-note b { font-weight: 600; }
.ten-note button {
  border: 1px solid var(--border); background: var(--card); color: var(--foreground);
  font-size: 12px; font-weight: 600; padding: 3px 9px; border-radius: 999px; cursor: pointer;
  transition: all .15s ease;
}
.ten-note button:hover { border-color: var(--primary); color: var(--primary); }

.amo-summary {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin-bottom: 22px;
}
.amo-cell {
  background: var(--card); border: 1px solid var(--border); border-radius: 16px;
  padding: 16px 18px; text-align: center;
}
.amo-cell span { display: block; font-size: 12px; color: var(--muted-foreground); margin-bottom: 5px; }
.amo-cell b { font-family: var(--font-mono); font-size: 16.5px; letter-spacing: -.01em; }

.amo-wrap { background: var(--card); border: 1px solid var(--border); border-radius: 22px; padding: 20px; box-shadow: var(--shadow-md); }
.amo-toolbar {
  display: flex; align-items: center; justify-content: space-between; gap: 14px; flex-wrap: wrap;
  margin-bottom: 14px;
}
.amo-count { font-size: 13px; font-weight: 600; color: var(--muted-foreground); }
.amo-controls { display: flex; gap: 8px; flex-wrap: wrap; }
.amo-belt { display: flex; gap: 6px; flex-wrap: wrap; margin-bottom: 14px; }
.amo-belt button {
  border: 1px solid var(--border); background: transparent; color: var(--muted-foreground);
  font-size: 12px; font-weight: 600; padding: 5px 11px; border-radius: 999px; cursor: pointer;
  transition: all .15s ease;
}
.amo-belt button.on, .amo-belt button:hover { border-color: var(--primary); color: var(--primary); background: color-mix(in srgb, var(--primary) 8%, transparent); }
.amo-scroll { overflow-x: auto; border: 1px solid var(--border); border-radius: 14px; max-height: 430px; overflow-y: auto; }
.amo-table { width: 100%; border-collapse: collapse; font-size: 13px; min-width: 720px; }
.amo-table thead th {
  position: sticky; top: 0; background: var(--muted); color: var(--muted-foreground);
  font-size: 11px; font-weight: 700; letter-spacing: .05em; text-transform: uppercase;
  text-align: left; padding: 10px 14px; border-bottom: 1px solid var(--border);
  z-index: 2;
}
.amo-table td { padding: 9px 14px; border-bottom: 1px solid var(--border); white-space: nowrap; font-variant-numeric: tabular-nums; }
.amo-table tbody tr:hover { background: color-mix(in srgb, var(--primary) 5%, transparent); }
.amo-table tr.first-row td { background: color-mix(in srgb, var(--primary) 9%, transparent); font-weight: 600; }
.amo-n { color: var(--muted-foreground); font-family: var(--font-mono); }
.mini-bar { width: 54px; height: 6px; border-radius: 999px; background: var(--muted); overflow: hidden; display: inline-block; vertical-align: middle; margin-right: 7px; }
.mini-bar i { display: block; height: 100%; background: var(--primary); border-radius: 999px; }
.mini-txt { font-size: 11px; color: var(--muted-foreground); }
.amo-foot { font-size: 12px; color: var(--muted-foreground); margin: 12px 2px 0; }

@media (max-width: 720px) {
  .amo-summary { grid-template-columns: repeat(2, 1fr); }
  .amo-toolbar { flex-direction: column; align-items: flex-start; }
}

/* ===== B&W design system: progress bar, marquee, tilt, ticks ===== */
:focus-visible { outline: 2px solid var(--primary); outline-offset: 2px; }
.outline-text { color: transparent; -webkit-text-stroke: 1.5px var(--foreground); }

.btn-light { background: var(--background); color: var(--foreground); }
.btn-light:hover { transform: translateY(-2px); opacity: .92; }

/* Scroll progress bar */
#scrollbar {
  position: fixed; top: 0; left: 0; height: 3px; width: 0%;
  background: var(--primary); z-index: 400;
  opacity: 0; transition: opacity .3s ease;
}

/* Marquee strip */
.marquee { overflow: hidden; background: var(--foreground); color: var(--background); border-bottom: 1px solid var(--border); padding: 18px 0; }
.marquee-track { display: flex; width: max-content; animation: mq 34s linear infinite; will-change: transform; }
.marquee-track > span {
  display: inline-flex; align-items: center; padding-right: 52px;
  font-family: var(--font-mono); font-size: 14px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase; white-space: nowrap;
}
.marquee-track > span em { font-style: normal; color: transparent; -webkit-text-stroke: 1.2px var(--background); margin-left: 13px; }
@keyframes mq { to { transform: translateX(-50%); } }

/* Parallax / tilt helpers */
.tilt { transform-style: preserve-3d; will-change: transform; transition: transform .16s ease; }

/* Card design details */
.cat-card { position: relative; overflow: hidden; }
.cat-icon { transition: background .2s, color .2s; }
.cat-card::after {
  content: ''; position: absolute; top: 18px; right: 18px; width: 16px; height: 16px;
  border-top: 2px solid var(--muted-foreground); border-right: 2px solid var(--muted-foreground);
  opacity: 0; transform: translate(4px, -4px); transition: opacity .25s, transform .25s, border-color .25s;
}
.cat-card:hover::after { opacity: 1; transform: none; border-color: var(--primary); }
.cat-card:hover .cat-icon { background: var(--primary); color: var(--primary-foreground); }

.step-card { position: relative; overflow: hidden; }
.step-card::after {
  content: ''; position: absolute; right: 0; bottom: 0; width: 34px; height: 34px;
  border-bottom: 2px solid var(--foreground); border-right: 2px solid var(--foreground);
  border-bottom-right-radius: 14px; opacity: .3;
}
.step-num { background: var(--primary); color: var(--primary-foreground); box-shadow: 0 10px 22px -12px rgb(0 0 0 / .5); }
.vstep-num { background: var(--primary); color: var(--primary-foreground); }

.why-item { position: relative; overflow: hidden; transition: border-color .2s, transform .2s; }
.why-item:hover { transform: translateY(-4px); }
.why-item:hover .cat-icon { background: var(--primary); color: var(--primary-foreground); }

.doc-item { position: relative; border-left: 4px solid var(--foreground); overflow: hidden; }
.doc-item svg { color: var(--foreground); }

.hchip { transition: transform .2s, border-color .2s; }
.hchip:hover { transform: translateY(-2px); border-color: var(--foreground); }

/* Focusable stat chips + inline links underline */
.inline-link { text-decoration: underline; text-decoration-color: var(--border); text-underline-offset: 4px; transition: text-decoration-color .2s; }
.inline-link:hover { text-decoration-color: var(--primary); }

@media (max-width: 720px) {
  .hero-scroll { display: none; }
  .marquee { padding: 14px 0; }
  .marquee-track > span { font-size: 12px; padding-right: 34px; }
  .hero::after { font-size: 300px; bottom: -120px; }
  .page-hero::after { font-size: 280px; }
  .cta-band { padding: 44px 24px; }
}
@media (prefers-reduced-motion: reduce) {
  #scrollbar { display: none; }
  .marquee-track { animation: none; flex-wrap: wrap; width: auto; gap: 8px 24px; }
  .marquee-track > span { padding-right: 0; }
  /* Reels: no auto-scroll, fall back to a manually scrollable strip. */
  [data-reels] .reel-track { animation: none; }
  [data-reels] .reel-wrap { overflow-x: auto; scrollbar-width: none; -ms-overflow-style: none; }
  [data-reels] .reel-wrap::-webkit-scrollbar { display: none; }
  [data-reels] .reel-wrap::before, [data-reels] .reel-wrap::after { display: none; }
  .hero-scroll i::after, .badge .dot { animation: none; }
  .tilt { transition: none; }
}

/* ===== Family story: content left, keyed video right ===== */
.family-split { grid-template-columns: 1fr 1.06fr; gap: 56px; align-items: center; }
.family-copy .sec-head { margin-bottom: 24px; }

.tick-list { list-style: none; margin: 0 0 30px; padding: 0; display: grid; gap: 14px; max-width: 460px; }
.tick-list li { display: flex; gap: 12px; align-items: flex-start; font-size: 15px; line-height: 1.55; color: var(--muted-foreground); }
.tick-list li::before {
  content: ''; flex: 0 0 22px; height: 22px; margin-top: 1px;
  border: 1.5px solid var(--foreground); border-radius: 7px;
  background: var(--foreground);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round' d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 13px no-repeat;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='none' stroke='black' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round' d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 13px no-repeat;
}

.family-media { position: relative; }

.keybox {
  position: relative; aspect-ratio: 16 / 9; overflow: hidden;
  border: 1px solid var(--border); border-radius: 22px;
  background: color-mix(in srgb, var(--primary) 6%, transparent);
  box-shadow: 0 40px 80px -40px rgb(0 0 0 / .5), 0 12px 28px -18px rgb(0 0 0 / .4);
  cursor: pointer;
}
.keybox-canvas { width: 100%; height: 100%; display: block; background: transparent; }
.keybox-src { display: none; }
.keybox.nogl .keybox-src { display: block; width: 100%; height: 100%; object-fit: cover; }
.keybox.nogl .keybox-canvas { display: none; }

.keybox-play {
  position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%);
  width: 76px; height: 76px; border-radius: 50%; border: 1px solid var(--border);
  background: var(--background); color: var(--foreground); cursor: pointer;
  display: grid; place-items: center; z-index: 2;
  box-shadow: 0 20px 44px -20px rgb(0 0 0 / .6);
  opacity: 0; transition: opacity .25s ease, transform .25s ease;
}
.keybox.paused .keybox-play { opacity: 1; }
.keybox.paused .keybox-play:hover { transform: translate(-50%, -50%) scale(1.07); }

.keybox-sound {
  position: absolute; top: 14px; right: 14px; z-index: 2;
  width: 40px; height: 40px; border-radius: 50%;
  border: 1px solid var(--border); background: var(--card); color: var(--foreground);
  cursor: pointer; display: grid; place-items: center;
  box-shadow: 0 12px 26px -16px rgb(0 0 0 / .55);
}
.keybox-sound span { display: grid; place-items: center; }
.keybox-sound .icon-off { display: none; }
.keybox-sound.off .icon-on { display: none; }
.keybox-sound.off .icon-off { display: grid; }

.vcap {
  display: flex; justify-content: space-between; align-items: center;
  margin-top: 14px; padding: 0 4px;
  font-family: var(--font-mono); font-size: 12px; letter-spacing: .04em;
  color: var(--muted-foreground);
}
.vcap b { font-weight: 700; color: var(--foreground); letter-spacing: .1em; }

@media (max-width: 960px) {
  .family-split { grid-template-columns: 1fr; gap: 36px; }
  .family-copy .sec-head { margin-bottom: 14px; }
  .tick-list { max-width: none; }
}
@media (max-width: 560px) {
  .keybox-play { width: 62px; height: 62px; }
  .vcap { flex-direction: column; gap: 6px; align-items: flex-start; }
}

/* ===== Business Loan "At Home" section ===== */
.home-panel {
  position: relative; height: 560px;
  display: grid; place-items: center; padding: 26px;
}
.home-panel img {
  height: 100%; width: auto; max-width: 100%; object-fit: contain;
  filter: drop-shadow(0 18px 32px rgba(0, 0, 0, .14));
}
@media (max-width: 720px) {
  .home-panel { height: 420px; }
}

/* ===== Business Loan GIF preview cards ===== */
.bl-gif-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.bl-gif-card {
  background: var(--card); border: 1px solid var(--border); border-radius: 24px;
  padding: 34px 24px 30px; text-align: center; display: flex; flex-direction: column;
  transition: transform .35s cubic-bezier(.16,1,.3,1), box-shadow .35s, border-color .3s;
}
.bl-gif-card:hover { transform: translateY(-5px); box-shadow: 0 18px 36px -16px rgb(0 0 0 / .12); border-color: color-mix(in srgb, var(--primary) 35%, var(--border)); }
.bl-gif-frame {
  width: 190px; margin: 0 auto 22px; padding: 18px;
  border-radius: 22px;
  background: linear-gradient(#f7f3ec, #f7f3ec) padding-box, #ffffff border-box;
  border: 8px solid transparent;
  box-shadow: 0 12px 30px rgba(0, 0, 0, .06);
  display: grid; place-items: center;
  transition: transform .35s cubic-bezier(.34,1.56,.64,1);
}
.bl-gif-card:hover .bl-gif-frame { transform: scale(1.04); }
.bl-gif-frame img { display: block; width: 140px; height: auto; border-radius: 10px; }
.bl-gif-card h3 { font-size: 16px; margin-bottom: 8px; }
.bl-gif-card p { font-size: 13px; color: var(--muted-foreground); line-height: 1.55; flex-grow: 1; }
@media (max-width: 1020px) {
  .bl-gif-grid { grid-template-columns: 1fr; max-width: 420px; margin: 0 auto; }
}

/* ===== Business Loan page specific ===== */
.bl-hero { position: relative; overflow: hidden; padding: 80px 0 72px; background: #f3eddd; border-bottom: 1px solid var(--border); }
.bl-hero .container { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 56px; align-items: center; position: relative; z-index: 1; }
.bl-hero::before {
  content: ''; position: absolute; top: -160px; right: -80px; width: 440px; height: 440px;
  border-radius: 50%; pointer-events: none;
  border: 1px solid var(--border);
  box-shadow: 0 0 0 52px color-mix(in srgb, var(--foreground) 4%, transparent),
              0 0 0 104px color-mix(in srgb, var(--foreground) 3%, transparent);
}
.bl-hero::after {
  content: '₹'; position: absolute; bottom: -160px; right: 30px;
  font-family: var(--font-mono); font-size: 400px; line-height: 1; font-weight: 700;
  color: transparent; -webkit-text-stroke: 1.5px var(--border);
  pointer-events: none; user-select: none;
}
.bl-hero-copy { position: relative; z-index: 1; }
.bl-hero-visual {
  position: relative; z-index: 1;
  aspect-ratio: 4/3; border-radius: 28px; overflow: hidden;
  border: 1px solid var(--border);
  background: linear-gradient(135deg, #f7f3ec 0%, #e8e2d6 100%);
  box-shadow: 0 40px 80px -32px rgb(0 0 0 / .18);
}
.bl-hero-visual img { width: 100%; height: 100%; object-fit: cover; }
.bl-hero-visual .bl-badge {
  position: absolute; top: 20px; left: 20px;
  background: var(--primary); color: var(--primary-foreground);
  padding: 8px 18px; border-radius: 999px; font-size: 13px; font-weight: 700;
  box-shadow: 0 8px 20px -6px rgb(0 0 0 / .35);
}
.bl-hero-stat {
  position: absolute; bottom: 20px; right: 20px;
  background: color-mix(in srgb, var(--background) 85%, transparent);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border: 1px solid var(--border); border-radius: 18px;
  padding: 14px 20px; display: flex; gap: 24px;
}
.bl-hero-stat div span { display: block; font-size: 11px; color: var(--muted-foreground); text-transform: uppercase; letter-spacing: .06em; }
.bl-hero-stat div b { font-family: var(--font-mono); font-size: 18px; font-weight: 700; }
@media (max-width: 1020px) {
  .bl-hero .container { grid-template-columns: 1fr; }
  .bl-hero-visual { max-width: 540px; }
}
@media (max-width: 720px) {
  .bl-hero { padding: 60px 0 48px; }
  .bl-hero-visual { aspect-ratio: 16/9; border-radius: 20px; }
  .bl-hero-stat { gap: 16px; padding: 12px 16px; }
  .bl-hero-stat div b { font-size: 15px; }
}

/* Use-cases / loan-type image cards */
.bl-usecase-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.bl-usecase-card {
  border-radius: 24px; overflow: hidden; border: 1px solid var(--border);
  background: var(--card); transition: transform .35s cubic-bezier(.16,1,.3,1), box-shadow .35s;
}
.bl-usecase-card:hover { transform: translateY(-6px); box-shadow: 0 24px 48px -20px rgb(0 0 0 / .14); }
.bl-usecase-img {
  height: 200px; overflow: hidden; position: relative;
}
.bl-usecase-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.bl-usecase-card:hover .bl-usecase-img img { transform: scale(1.05); }
.bl-usecase-img .bl-tag {
  position: absolute; top: 14px; left: 14px;
  background: color-mix(in srgb, var(--foreground) 85%, transparent);
  backdrop-filter: blur(6px); color: var(--background);
  font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase;
  padding: 6px 14px; border-radius: 999px;
}
.bl-usecase-body { padding: 22px 24px; }
.bl-usecase-body h3 { font-size: 17px; margin-bottom: 8px; }
.bl-usecase-body p { font-size: 13.5px; color: var(--muted-foreground); line-height: 1.55; }
@media (max-width: 1020px) {
  .bl-usecase-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .bl-usecase-grid { grid-template-columns: 1fr; }
  .bl-usecase-img { height: 180px; }
}

/* Stats strip */
.bl-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.bl-stat {
  background: linear-gradient(#f7f3ec, #f7f3ec) padding-box, #ffffff border-box;
  border: 8px solid transparent; border-radius: 24px;
  padding: 28px 22px; text-align: center;
  transition: transform .3s cubic-bezier(.16,1,.3,1), box-shadow .3s;
}
.bl-stat:hover { transform: translateY(-4px); box-shadow: 0 18px 36px -16px rgb(0 0 0 / .1); }
.bl-stat .bl-stat-num { font-family: var(--font-mono); font-size: clamp(26px, 3vw, 36px); font-weight: 700; letter-spacing: -.03em; display: block; margin-bottom: 6px; }
.bl-stat span { font-size: 13px; color: var(--muted-foreground); line-height: 1.45; display: block; }
@media (max-width: 1020px) {
  .bl-stats { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .bl-stats { grid-template-columns: 1fr; }
}

/* Loan types comparison */
.bl-types-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.bl-type-card {
  background: var(--card); border: 1px solid var(--border); border-radius: 24px;
  padding: 30px 26px; position: relative; overflow: hidden;
  transition: transform .35s cubic-bezier(.16,1,.3,1), border-color .3s, box-shadow .35s;
}
.bl-type-card:hover { transform: translateY(-5px); border-color: color-mix(in srgb, var(--primary) 50%, var(--border)); box-shadow: 0 20px 40px -18px rgb(0 0 0 / .1); }
.bl-type-card .bl-type-icon {
  width: 54px; height: 54px; border-radius: 16px; display: grid; place-items: center;
  background: var(--accent); color: var(--primary); margin-bottom: 18px;
  transition: background .3s, color .3s;
}
.bl-type-card:hover .bl-type-icon { background: var(--primary); color: var(--primary-foreground); }
.bl-type-card h3 { font-size: 18px; margin-bottom: 8px; }
.bl-type-card p { font-size: 13.5px; color: var(--muted-foreground); line-height: 1.55; margin-bottom: 16px; }
.bl-type-details { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.bl-type-details li { font-size: 13px; color: var(--muted-foreground); display: flex; align-items: center; gap: 8px; }
.bl-type-details li::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--primary); flex-shrink: 0; }
.bl-type-amount {
  margin-top: 16px; padding-top: 16px; border-top: 1px dashed var(--border);
  font-size: 13px; color: var(--muted-foreground);
}
.bl-type-amount b { display: block; font-family: var(--font-mono); font-size: 18px; color: var(--foreground); margin-top: 4px; }
@media (max-width: 1020px) {
  .bl-types-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
}

/* Image + text split sections */
.bl-split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.bl-split.reverse { direction: rtl; }
.bl-split.reverse > * { direction: ltr; }
.bl-split-img {
  aspect-ratio: 4/3; border-radius: 24px; overflow: hidden;
  border: 1px solid var(--border);
  background: linear-gradient(135deg, #f7f3ec 0%, #e8e2d6 100%);
}
.bl-split-img img { width: 100%; height: 100%; object-fit: cover; }
.bl-split-copy h2 { font-size: clamp(24px, 3vw, 34px); font-weight: 800; margin-bottom: 16px; letter-spacing: -.03em; }
.bl-split-copy p { font-size: 15px; color: var(--muted-foreground); line-height: 1.6; margin-bottom: 14px; }
.bl-split-copy .feat { margin-top: 20px; }
@media (max-width: 1020px) {
  .bl-split { grid-template-columns: 1fr; gap: 32px; }
  .bl-split.reverse { direction: ltr; }
  .bl-split-img { max-width: 540px; }
}

/* Comparison table */
.bl-compare {
  background: var(--card); border: 1px solid var(--border); border-radius: 26px;
  overflow: hidden; max-width: 860px; margin: 0 auto;
}
.bl-compare-row { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; border-bottom: 1px solid var(--border); }
.bl-compare-row:last-child { border-bottom: none; }
.bl-compare-row > div { padding: 16px 22px; font-size: 14px; }
.bl-compare-row.head { background: var(--muted); font-weight: 700; font-size: 12.5px; letter-spacing: .04em; text-transform: uppercase; color: var(--muted-foreground); }
.bl-compare-row .label { color: var(--muted-foreground); }
@media (max-width: 720px) {
  .bl-compare { border-radius: 20px; }
  .bl-compare-row { grid-template-columns: 1fr 1fr; }
  .bl-compare-row > div { padding: 12px 14px; font-size: 12.5px; }
  .bl-compare-row.head > div:first-child { display: none; }
  .bl-compare-row > div:first-child { font-weight: 600; background: var(--muted); grid-column: 1 / -1; }
}

/* Testimonial cards */
.bl-test-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.bl-test-card {
  background: var(--card); border: 1px solid var(--border); border-radius: 22px;
  padding: 28px 26px; position: relative;
  transition: transform .3s, box-shadow .3s, border-color .3s;
}
.bl-test-card:hover { transform: translateY(-4px); box-shadow: 0 18px 36px -16px rgb(0 0 0 / .1); border-color: color-mix(in srgb, var(--primary) 35%, var(--border)); }
.bl-test-quote { font-size: 15px; line-height: 1.6; margin-bottom: 18px; color: var(--foreground); }
.bl-test-quote::before { content: '\201C'; font-size: 36px; line-height: 0; vertical-align: -14px; color: var(--primary); margin-right: 4px; }
.bl-test-who { display: flex; align-items: center; gap: 12px; border-top: 1px dashed var(--border); padding-top: 14px; }
.bl-test-avatar {
  width: 44px; height: 44px; border-radius: 50%; background: var(--primary); color: var(--primary-foreground);
  display: grid; place-items: center; font-weight: 700; font-size: 15px; flex-shrink: 0;
}
.bl-test-who b { display: block; font-size: 14px; }
.bl-test-who span { font-size: 12px; color: var(--muted-foreground); }
@media (max-width: 1020px) {
  .bl-test-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
}